Wells Fargo Asset Cap Lifted

I'm sure we all read about it today. Fed officially lifted the $1.95T asset cap on WF. That restriction’s been in place since 2018 and has been a major ceiling on growth—especially in IB.

Charlie Scharf made it clear in the press release that this unlocks their ability to scale the investment bank more aggressively. They’ve already been trending up, now ahead of Deutsche and UBS in 2025 YTD league tables—and this opens the door to push harder internationally and deploy more of the balance sheet.

Reason I care is that I had an offer to join them as an Associate 2, leaving my MM. Passed at the time, but honestly starting to rethink it.

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People forget the cap wasn’t just a PR issue—it made it harder for them to actually compete. That’s gone now. Still not GS or JPM, but they’ve got the balance sheet, and now they’re cleared to use it. Could quietly start taking share.

 

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