AMA: How I Broke Into Major Finance Firms Without a Target School

Hi everyone, figured I’d open this up for questions. Brief background:

  • Public college (non-target)
  • Worked as a cashier at a pizzeria for ~4 years during school
  • Started getting exposure to finance by working as a bank teller and even volunteering time early on just to gain experience
  • ~3 years at JPMorgan working in CIB
  • ~1 year at American Express working in Corporate Treasury
  • ~2 years at TikTok working in Treasury focused on large-scale payments and financial infrastructure
  • Currently at a large fintech company (~6+ months) working in Treasury focused on payments flows and financial infrastructure

Happy to answer questions about breaking into finance from a non-target school, networking, recruiting at large banks and fintech firms, transitioning between banks and tech companies, treasury careers, or anything related to building a career in finance.

I’m pretty open and happy to answer almost anything so feel free to ask away.

2 Comments
 

Based on the most helpful WSO content, here are some key strategies and insights for breaking into major finance firms from a non-target school, which align with your background and the topics you're open to discussing:

1. Networking is Key

  • Networking is often the most critical factor for non-target students. Reach out to alumni or professionals in the industry, especially those who may have a similar background. They are often more understanding of the challenges you face.
  • Use LinkedIn and email to connect with professionals. Be persistent but respectful. If someone doesn’t respond, follow up after a reasonable time (e.g., two weeks).
  • Attend finance-related events, join finance clubs, or even start one if your school doesn’t have one. This demonstrates initiative and passion.

2. Leverage Your Story

  • Your background working as a cashier and bank teller is a great example of hustle and determination. Highlight how these experiences taught you valuable skills like customer service, attention to detail, and work ethic.
  • When transitioning between roles (e.g., from JPMorgan to American Express to TikTok), focus on how each step built on your previous experience and prepared you for the next challenge.

3. Excel Academically

  • While GPA isn’t everything, maintaining a strong academic record (ideally 3.5+ or higher) can help open doors, especially for internships and entry-level roles.

4. Gain Relevant Experience

  • Volunteering or taking unpaid opportunities early on, as you did, is a smart move to build your resume. It shows commitment and a willingness to learn.
  • For treasury roles, develop a strong understanding of financial modeling, payments infrastructure, and cash flow management. These are critical skills in your field.

5. Transitioning Between Banks and Tech

  • Moving from traditional finance to tech (e.g., TikTok and fintech) is becoming more common. Highlight your adaptability and how your finance background adds value in tech environments, especially in roles like Treasury where financial infrastructure and payment flows are key.

6. Mindset and Passion

  • Many successful non-target candidates emphasize the importance of mindset. Believe you belong in the industry and show your passion through preparation, industry knowledge, and a hunger to succeed.

If you’re open to sharing more about your networking strategies, specific challenges you faced, or how you prepared for interviews, it could provide even more actionable insights for others looking to follow a similar path!

Sources: How can I become successful from a no-name school?, Undergrads: Non-finance, non-target, not a problem. 5 Steps to get you started., The Myth of the "Target School", Networking 101 – 8 tips from a “non-target” school student

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

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