MARKET RISK vs IR STRUCTURING

Hello Everebody,

Have post-graduated in MSc in Risk Management and Financial Engineering. Received and offer in interest rates structuring at Commerzbank, 1 year internship, 40k base salary in London. Second offer from HSBC, Market Risk, 6 months contract, 72K base salary in London. I am tempted more by the structuring role as I see myself in the FO in the long term, although the salary is considerably lower and is an internship. On the other side, I am not sure if I would be able to move from Risk to FO in the current competitive market conditions, even if the salary seems very attractive. Would greatly appreciate if you could share your thoughts on this issue.

2 Comments
 
Best Response

dont listen to anyone or compare yourself to anyone..go with your gut mate and dont think about salary for the first two to three years at least.. build experience and path your future..

market risk can pay upwards of 200k a year easy.. but if your keen on interest rate resturcturing, plenty of opps out there.. especially treasury which pays a bomb..

just go with your gut and dont think about salary... just make sure you choose the place where you will learn the most and that is the most professional. ie.. what reputation does the i/r restructing have.. what do people say about working there? does it start below the real 6 month contract cause then u can see what its like and if you dont like it, quit..

plenty of options.. but best to start somewhere where u will learn, wont be abused and look after you / are good to work for..

thats my opinion anyway... coming from working from good and bad employers

 

Deleniti sit ratione dolores nesciunt et. Facere vel rem rerum nostrum necessitatibus. Dignissimos nesciunt ut exercitationem adipisci. Id iure harum qui consequatur consectetur. Sunt voluptate illo in maiores.

Ut aut accusamus illo quod voluptatem. Et error assumenda quo dolore. Neque eveniet quidem fugiat nihil quo.

Officiis hic ut autem perspiciatis at aliquam. Est dolores corrupti non doloribus qui iste rerum. Nisi omnis accusamus est eos praesentium.

Nulla ex deleniti reprehenderit id. Incidunt architecto dignissimos eaque voluptatibus. Id enim qui nihil facere doloremque perspiciatis dolor.

Career Advancement Opportunities

September 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.4%
  • Morgan Stanley 07 97.9%
  • Goldman Sachs 02 97.4%

Overall Employee Satisfaction

September 2026 Investment Banking

  • Moelis & Company No 99.5%
  • Morgan Stanley 02 98.9%
  • Evercore 01 98.4%
  • Banco Santander 02 97.9%
  • BMO Capital Markets 12 97.4%

Professional Growth Opportunities

September 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 05 98.4%
  • Goldman Sachs 01 97.9%
  • JPMorgan No 97.4%

Total Avg Compensation

September 2026 Investment Banking

  • Vice President (16) $429
  • Associates (55) $261
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (28) $184
  • Intern/Summer Associate (16) $161
  • 1st Year Analyst (84) $151
  • Intern/Summer Analyst (76) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
Secyh62's picture
Secyh62
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
DrApeman's picture
DrApeman
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
GameTheory's picture
GameTheory
98.9
8
dosk17's picture
dosk17
98.9
9
CompBanker's picture
CompBanker
98.9
10
bolo up's picture
bolo up
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”