Stay in credit or move to FP&A?

Currently working in structured credit ratings & working with CLOs. I work very little with the leveraged loans/underlying collateral itself. 

I make $80k +10-15% bonus and expect to receive an offer soon making $90k + 15-20% bonus working in FP&A soon.

I eventually want to leave the major city that I live in and move back to my midwest city (still one of the biggest in the nation). Would this be a good route to go career-wise and compensation wise, or would it be wiser to wait and look for a commercial banking/asset management-focused role?

Does the new salary of $90k seem good for a MHCOL city and almost 2 YOE in ratings ,or should I try to negotiate higher? Does anyone know the market rate for commercial/corporate banking or asset management roles that would be attainable in my situation?

Thanks!