LBO Modelling for Non Interest Deductible PIK Interest

Interested in confirming approach to modelling this in LBO. Suppose PIK interest on a particular instrument is not tax deductible (for income tax purposes). So in terms of IS / CF impact - take EBIT, subtract Cash Interest from this to get Pre Tax Income, Calculate Tax based on this number, then deduct PIK Interest (no tax shield) to get to Net Income. In CF statement, start at Net Income and then add back PIK interest ?

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Based on the most helpful WSO content, your approach to modeling non-interest deductible PIK interest in an LBO is correct. Here's a breakdown of how it would work:

Income Statement (IS) Impact:

  1. Start with EBIT: Earnings Before Interest and Taxes.
  2. Subtract Cash Interest: This gives you Pre-Tax Income.
  3. Calculate Taxes: Taxes are calculated based on Pre-Tax Income (EBIT minus Cash Interest). Since PIK interest is not tax-deductible, it does not reduce the taxable base.
  4. Deduct PIK Interest: After calculating taxes, subtract the PIK interest to arrive at Net Income. Note that there is no tax shield for the PIK interest.

Cash Flow Statement (CF) Impact:

  1. Start with Net Income: As calculated above.
  2. Add Back PIK Interest: Since PIK interest is a non-cash expense, it is added back to Net Income in the Cash Flow Statement.

This approach ensures that the non-deductibility of PIK interest is properly reflected in the tax calculation, while also accounting for its non-cash nature in the cash flow statement.

Sources: Interest deductibility, DCF Modeling Course ~ Pre-training text.pdf, Working in FIG (Financial Institutions Group) - An Overview.

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