GParency
Interested to hear everyone's thoughts on the company, their business model and if they think that this is the future of the debt business
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No but maybe I'm missing something because their website isn't built out yet. It's misleading cause the $5-$20K fee is just to GParency. Are they creating the package for lenders? Borrowers still have to pay the rest of the other fees. Part of the value add of the debt broker is figuring out the legitimacy of the lenders and making sure terms are market, there are no guarantees here. There's also room for negotiation on most quotes and a lot of lenders will try to take advantage of a one-off borrower that they might not with a broker that might give more business. Don't get me wrong, I don't think most debt brokers add value once the deal is signed up between borrower/lender. I can see the value add for younger shops that may need to get as wide-reaching as possible but don't see it as the future of business.
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