From MAcc to MSF, need guidance, help appreciated

Hey guys I'm 29 years old and currently have a BA in Economics from a non target in NYC. GPA = 3.2.

Right now I'm in my full first semester full time at a semi target MAcc program in NYC slated to graduate in 2017. I'm at Baruch.

I have one year of PWM experience at a BB and 6 months experience in a temp position at a BB for back office work. My other work experience is also finance/accounting related but nothing really applicable to wallstreet and high finance.

I went for the MAcc thinking that my chances of working on wallstreet were done and studying accounting would give me a solid set of skills esp the CPA that's in demand.

At the end of the day however, my true passion and interest has always been finance, since high school when I won state championship in an team investment contest sponsored by the NYSE.

I just gave up on finance because of 2010 and the Great Recession.

I know Baruch is a semi-target for big 4 and middle market firms, but their finance recruiting is non-existent.

I got access to their OCR network and 90% of all the openings are for accounting positions. Their finance recruiting is terrible.

My plan is to hedge my bets, I'm going to stay in my Masters accounting program at Baruch, but also re-take the GMAT and apply for fall 2016 MSF programs.

Now the GMAT I'm not worried about, I know with some time and energy I can crack 700.

The GPA worries me, and my age = 29. One of my counter points is that by doing well in my first semester at Baruch in the MAcc program , I would have a fresh transcript from 2015. I graduated in 2012 with my BA in Econ.

The question is when applying to MSF programs they ask you to submit all transcripts and if I submit my first semester at my MAcc it could be a ding showing that I lack focus and direction and the natural question why are you leaving your MAcc at Baruch. (Its true, I've been all over the place until recently and some personal growth figuring out what I want. But I have to minimize of this flip flopping appearance nonetheless)

Now suppose: 1. I get a 700+ GMAT 2. Get a 4.0 this semester at Baruch 3. Econ BA with 3.2 GPA 4. 1.5 years of BB experience

Would I have a shot at these schools? -Vanderbilt (avg GPA 3.5) -WUSTL -CMC -Villanova -BC

Last but not least, Ironically I was accepted into Baruch's MSF program but before beginning the MSF, I asked to be switched over to the MAcc after getting access to OCR and job postings and a better look into who actually shows up at Baruch OCR. I realized I would be paying 15k for an MSF without the network and OCR that I needed for finance. Since my career was going nowhere fast I decided to switch over to the MAcc as it seemed like it had a much better chance of at least being able to pay back my loans and getting a job.

But finance is my true passion, always has been and always will be. I've tried leaning on my network to get me into BB's but no luck so far.

I go to south street seaport often which is right next to Wall Street and every time I look up at the glass buildings, deep inside I wish I could find a way to work there.

I thought about doing an MBA but all the top 20-30 schools that place well in finance have solid relevant work experience class profiles of 5+ years or so. I wouldn't be competitive is my reasoning.

TLDR: Chances at MSF listed?