Nepo or Not

Hi everyone,  I am currently in my last year of highschool and applying to universities (Semi Targets). My end aim is to go into IB, however I'm not sure which country I should go to given my situation. My family has a decently significant amount within HSBC (70M USD+), and given this I think I could leverage some sort of connection to work within the bank in IB. Do you guys think that's possible? Given it's presence in the US is low compared to the UK, do you think it makes sense for me to go to a school like Durham or Nottingham, or possibly go to a school such as BC or USC within the US. All advice on how I should best play my cards is much much appreciated. Didn't come here to brag or anything, I just feel like if I don't make the best of my situation I'd be very disappointed.

11 Comments
 

Based on the most helpful WSO content, leveraging family connections, especially with a significant relationship like $70M+ within HSBC, can indeed be a strong advantage in breaking into IB. Here's how you can approach your situation:

  1. Country Choice:

    • HSBC has a stronger presence in the UK compared to the US, particularly in London, which is a global financial hub. If you aim to leverage your family’s connection, studying in the UK at a semi-target like Durham or Nottingham could align well with HSBC's regional strength.
    • However, if you prefer the US, schools like Boston College (BC) or USC are solid semi-targets, but HSBC's presence in the US is relatively limited compared to other banks.
  2. University Selection:

    • In the UK, Durham and Nottingham are respected semi-targets, but if you can aim for stronger targets like LSE, UCL, or Warwick, it would significantly boost your chances.
    • In the US, BC and USC are good options, but NYU (Stern) or other East Coast schools closer to NYC would provide better access to IB opportunities.
  3. Leveraging Connections:

    • Use your family’s relationship with HSBC to network early. Reach out to senior professionals within the bank for informational interviews or mentorship. This can help you secure internships or even a direct path into their IB division.
    • Highlight your interest in IB and your understanding of HSBC’s global operations during these conversations.
  4. Long-Term Strategy:

    • If you choose the UK, focus on internships in London, as it’s HSBC’s IB stronghold.
    • If you choose the US, consider diversifying your target banks beyond HSBC, as their IB presence is smaller there.

Ultimately, your decision should balance the strength of HSBC’s regional presence, the university’s reputation, and your personal preferences. Both paths are viable, but the UK might offer a more direct route to leveraging your family’s connection with HSBC.

Sources: Investment Banking University Recruiting Report – 7 Key Takeaways, https://www.wallstreetoasis.com/forum/investment-banking/investment-banking-in-the-uk-an-overview?customgpt=1, Target schools for IB, The future of Hong Kong high finance, The future of Hong Kong high finance

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

I honestly don't think that the family wealth will help you a great deal (though I get why you're asking - we all start with a different deck of cards and you'd be stupid not to try to leverage the advantages you have).

Banks (especially the larger and more visible ones who would be made an example of by regulators) have cracked enormously on being seen to give preferential treatment to relatives of clients. At best, I imagine you might be able to get a few networking chats with someone in IB, and they might be able to refer you internally after that discussion. I'm at one of those larger banks (not HSBC but I suspect they have a similar if not more strict policy), and with referrals, we can direct a CV to HR for a manual review (i.e. won't be blocked just because of automatic rejection criteria). I understand that a referral might be seen as a positive in an application, but it still needs to stack up as an overall package (e.g. academics, extra-curriculars, experience, etc.), and most importantly the candidate will still need to pass all the same tests and interviews as every other candidate.

And to the point on location, I wouldn't make a decision like this just to get a slight edge in recruitment for one specific bank.

 

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