PWM -> MSF->S&T

Based on the most helpful WSO content, your plan has a solid foundation, but there are a few areas where adjustments or additional considerations could enhance your chances of success:

1. Starting with PWM/AM Internship and Job

• Strengths: Gaining experience in PWM or AM is a good starting point, especially if you're targeting a decent-paying job post-graduation to support yourself in NYC or nearby areas. These roles can provide exposure to client-facing work, financial markets, and investment strategies.
• Considerations: While PWM is a good entry point, it may not directly align with the technical skills required for S&T. If possible, try to supplement your PWM experience with internships or projects that involve more quantitative or market-focused work, such as equity research or trading simulations.

2. Working in PWM for 2-3 Years and Preparing for B-School

• Strengths: Saving for business school and preparing for the GMAT is a smart move. Targeting a T20 MBA program, especially Columbia, is ambitious but achievable with strong work experience, a high GMAT score, and solid networking.
• Considerations: While PWM experience is valuable, admissions committees at top MBA programs often look for diverse and impactful experiences. Consider taking on leadership roles, driving measurable results, or pursuing certifications like the CFA to strengthen your profile.

3. Pursuing an MFin or MFE for S&T

• Strengths: An MFin or MFE can indeed help bridge the gap in technical and quantitative skills needed for S&T roles. These programs are highly regarded for their focus on financial modeling, programming, and market analysis.
• Considerations: Before committing to an MFin/MFE, evaluate whether you can gain the necessary skills through self-study, certifications (e.g., CFA, FRM), or online courses. If you do pursue a graduate degree, ensure it’s from a top-tier program with strong placement in S&T roles.

Additional Tips:

• Networking: Breaking into S&T from a non-target school will require extensive networking. Start reaching out to alumni, attending industry events, and leveraging LinkedIn to build connections in the field.
• Technical Skills: Begin building your technical skills now. Learn programming languages like Python or R, and familiarize yourself with tools like Bloomberg or Excel VBA. These skills will be critical for S&T roles.
• Internship Strategy: If possible, aim for internships in trading, research, or other market-focused roles during your extended graduation timeline. Even a boutique or smaller firm can provide relevant experience.

Potential Adjustments:

• Instead of solely focusing on PWM, consider diversifying your internship applications to include roles in equity research, trading, or even corporate finance to broaden your skill set.
• If you’re delaying graduation, use the extra semester to secure a more relevant internship for S&T recruiting.
• Evaluate whether an MBA or MFin/MFE is the better path for your goals. MBAs are broader and can open doors to various roles, while MFin/MFE programs are more specialized.

Your plan is realistic and well-thought-out, but success will depend on execution, networking, and continuously refining your strategy. Keep grinding, and good luck!

Sources: My Four Year Plan, Q&A - Post-MBA VP, How to Get an Internship After Freshman or Sophomore Year, MSF or MBA for my experience level?, Advice For Sophomore Summer Internship