Should I confess to HR?

Hello guys, to get to the point. I did an internship this summer in IBD and got a return offer. Unfortunately I would not be able to finish my Mfin in time like I planned to. The course is too intensive and I can't do it in one year. 

My offer letter only mentions a bachelors as a prerequisite no mention of a masters so I can probably sneak this past HR and start in July as planned.

My question is should I try this and not say a word till start time? Or should I just call up the banker in charge of the Grad program and confess? 

 

Funny thing is they didn't check it this summer. They only asked for my undergrad as well. But I am thinking maybe the background check for FT is more intense and they comb over details.

I don't know how I am going to make the call if i am going to confess.

Do you think they'll rescind my offer?

 

It's a masters, not a bachelors.  If you're starting as an Analyst I don't think they'd care.  It's not worth mentioning at all, just fill out any paperwork they give you truthfully, and if they ask you about it you can just tell them that the job is more important to you than a masters degree which they'll probably be fine with because nobody cares about a masters.

 

Idk if “this MFin course is too intense for me to finish in a year” is a valid reason. Kinda makes you just seem dumb or overestimated your own abilities.

Not a big deal but doesn’t sound like a great look to start off the career.

Just ask if it’s mandatory to finish the degree because you are considering dropping and spending time with family before giving your life up to your job.

 
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For my case I just asked there's a program I want to finish beyond my undergrad (which was on my resume), and it would require me to graduate late & join in January instead. OP can just say smth similar since the MFin was never mentioned to the HR beforehand. No way they would know it's cuz the courseload is too intense. 

 

Definitely let them know but know it’s not a “confession”. Your plans changed and that’s okay. Just ask if you can start late either in the middle of the year or delay your start till the next year. The biggest obstacle will be your missing training so finding a way to navigate that will be the most critical.

 

Definitely let them know but know it’s not a “confession”. Your plans changed and that’s okay. Just ask if you can start late either in the middle of the year or delay your start till the next year. The biggest obstacle will be your missing training so finding a way to navigate that will be the most critical.

 

Do you think this is grounds for a rescinded offer. I really don't even want to be in school. I graduated in 2018 and couldn't get a job so did a masters so I would be eligible for SA roles in 2021 and now I am here. I wish I could just get a phone call saying I can drop out because this isn't fun at all. 

 

Yes honestly it is given your job contract is contingent on a pre-agreed upon timelines and deviating from that is enough cause for them to say fuck it and not deal with the headache of accommodating your updated timeline. However, in many cases, given you were presented with a full-time offer, the bank will work with you to make sure you are able to take that seat as you are clearly competent and liked amongst the current employees who vouched for you.

 

Definitely let them know but know it’s not a “confession”. Your plans changed and that’s okay. Just ask if you can start late either in the middle of the year or delay your start till the next year. The biggest obstacle will be your missing training so finding a way to navigate that will be the most critical.

 

If you recruited/applied/interviewed with MsFin on your resume you need to, at a minimum, update them and give a solid reason (not that the course load was too heavy). 
 

That being said, I would think long and hard about if you actually cannot finish this program. It’s not a great look regardless of what reason you give them. This is 10x as true if your undergrad is in something non-finance or technical related- i.e. telling your bank that you’re skipping out on the MsFin when your undergrad degree is in Gender Studies will probably not go over too well as they extended the full time offer under the context of you joining the firm with that extra year of finance education and training.

Just my two cents 

 

Think I'm gonna confess and I am so fucking scared I'll lose the offer. I am choosing to do so because I do not want to look like I was being sly or trying to be sneaky as another commenter said above, even if I don't get fired it wouldn't be a good look to start my career.

 

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