Since I know there are some of you monkeys out there that aren't swinging pre-pubescent balls around, I am inquiring of you!
What advice do you have for those students and myself who have graduated from college with a mountain of student loan debt?
-- What payment plans have you experienced that actually work towards paying off your loans while saving money?
-- When is the best time to Refinance and what are the best companies for doing so?
-- What is the ideal % of your monthly income that should be devoted to your loans?
-- What are some other misc. pieces of advice you have for paying off student loans?