Amortization Question

Hi all,

Would someone be able to explain how amortization flows through the three statements? I understand that it will lower pretax income on the income statement, but I've read that it is considered a non cash expense so it should be added back on the statement of cash flows. This doesn't make sense to me because it is the repayment of debt which would make it an actual cash out flow. In addition, instead of adding it back on the operating section of the CFS you would actually subtract it from the financing section because you are repaying debt principal. Could someone please explain where I'm messing up at?

Best, Tim

3 Comments
 
Most Helpful

I think you're confusing amortization of debt and amortization of intangibles. The latter hits the P&L because it is a technically an operating expense, but does not incur any movement of cash (hence the addback in the cashflow statement). Amort of debt doesn't show up on the income statement, but is accounted for in the cashflow statement because unlike amort of intangibles, requires an actual outflow of cash (and corresponding reduction in a liability)

 

Et totam quisquam accusantium voluptate molestiae. Pariatur eum ratione quis vero est praesentium optio dolorem. Sint asperiores commodi ab voluptas sit modi recusandae deleniti. Nesciunt minus autem dicta vel consequatur. Velit impedit nulla eum magnam esse architecto velit.

Iusto modi a possimus qui error ipsum. Ut architecto aliquam assumenda esse. Id et et qui dolor tempore. Dolores soluta nesciunt ut deleniti tempore velit. Et ducimus beatae eaque quas non ad.

Debitis animi reprehenderit quia natus. Cumque repellat vitae exercitationem dolorum magni. Omnis magni voluptas qui consequatur enim. Pariatur asperiores iusto consequatur quia autem.

Consequuntur magni et et nobis. Alias molestias blanditiis inventore recusandae rerum dolorum modi. Sit aut quam et magnam aut vel cum. Et perspiciatis tenetur qui qui hic molestias.

Career Advancement Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.2%

Overall Employee Satisfaction

July 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.3%
  • Banco Santander 02 97.7%
  • BMO Capital Markets 12 97.1%

Professional Growth Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.7%
  • JPMorgan 01 97.2%

Total Avg Compensation

July 2026 Investment Banking

  • Vice President (16) $429
  • Associates (46) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (80) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Secyh62's picture
Secyh62
99.0
3
kanon's picture
kanon
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
DrApeman's picture
DrApeman
98.9
6
GameTheory's picture
GameTheory
98.9
7
CompBanker's picture
CompBanker
98.9
8
dosk17's picture
dosk17
98.9
9
Betsy Massar's picture
Betsy Massar
98.9
10
Mimbs's picture
Mimbs
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”