BB or Regional Boutique?

I have an offer to join FT at a regional MM boutique (not a name you'd know). They do a lot of growth fundraises as well as M&A with most deals being in the €50m to €250m EV range with the occasional €2bn+ deal. They pay like £5k less than the BB on base salary.

I also have an offer for SA at BAML/Citi. This would take place after my graduation meaning I'd have to do a 9 month masters afterwards to fill the gap.

What should I do? I'm quite wary of taking a risk in this economy. My parents also don’t want me to take a risk and just want me to start working.

This is in London.

Thank you for taking the time to read.

9 Comments
 
[Comment removed by mod team]
 

You don’t necessarily have to take the gap. We rolled interns we liked onto an Analyst 0 program in between their internship ending and full time starting. Maybe see if you can bullshit the MM Boutique into giving you a start date after the internship ends so you can hedge yourself? Say you want to go travelling after graduation blah blah blah

 
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If it's Citi, their offer rates are close to 100% (you have to seriously F up to not get the offer) so I would take that. 

Tell your parents it's 9 months of missed income for a far better job that would take you years to get to if you had just started working. I get people's parents fund their education, but unless your parents works in IB they doesn't understand the nuances of different firms and should have some trust their kid knows what they're talking about

 

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