Extending graduation because of shit grades

Need some advice. Rising junior and recruiting hasn't been going well so I'm thinking of extending graduation one semester. Mostly because I'm trying to get an off cycle ib internship in the winter and I would have to take a semester off. So I have a good answer for "why did you graduate a semester late?"

My grades aren't that shit, except for one D+ and two course withdrawals. The rest are mostly A's with a few B+ and B. I'm planning to retake the course. How much do banks care about the actual transcript? Would having retaken courses and withdrawals on my transcript prevent me from landing a good role? 

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Transcript mostly doesn’t matter, GPA does. I would heavily discourage you from “going back to well” for an extra semester. At this stage no point trying to make a resume weakpoint only slightly better. It will still be a weakness, it’s not like you’re going from a 3.0 to a 3.9. Instead start building up strengths - get some IB experience on the resume somehow, be able to talk deals, build a network of 100+ Bankers that can refer you, practice interviewing daily, master technicals, become a modeling beast.

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