ey structured finance

Based on the most helpful WSO content, structured finance roles, including those at EY, often align closely with the broader structured finance industry trends. Here’s what you should know:

1. Compensation:

   • At the junior level, compensation in structured finance is generally similar to investment banking, though bonuses might see a slight haircut (10-15% lower). Analyst salaries are typically on par, but associate-level base salaries may be around $25k lower compared to traditional IB roles.

2. Exit Opportunities:

   • Exit opportunities depend on the specific vertical within structured finance. Common exits include roles at ABS-focused hedge funds, asset management firms, or credit-focused funds. The skillset is highly transferable to roles involving securitized products, fund financing, or structured lending.

3. Work Hours:

   • Hours in structured finance are often better than traditional investment banking. While specifics for EY aren’t detailed, structured finance roles generally offer a more balanced work-life dynamic compared to IB.

4. Retention:

   • Many professionals in structured finance choose to stay within the practice due to its niche nature and the specialized expertise it offers. However, those who exit often find opportunities in asset management, hedge funds, or other structured product-focused roles.

If you’re considering EY specifically, it’s worth noting that their structured finance practice might also integrate with broader advisory or transaction services, which could influence the culture and work dynamics.

Sources: Where are all the Structured Finance monkeys?, Where are all the Structured Finance monkeys?, Exposure&Exit opportunity JPM structured Equity Financing, https://www.wallstreetoasis.com/forum/investment-banking/structured-finance-outlook-and-exit-opportunities?customgpt=1