Freaking about Background Check

I just got a 2023 SA offer at a lower MM bank in SF. Two years ago I accepted money from a stranger on the internet (dumb, I know) and got in trouble with my bank. The account was under my parents but my SSN was tied to the account. I think we closed the account before the bank could forcibly close it. Will this show up on a background check? 

4 Comments
 

I wasn’t charged and I don’t think it affected my credit at all. Just wondering if a forced closed account is something they’d look at.

 

I can't imagine it would show up or how they would discover that information. 

Maybe explain what you did. Did you commit a crime? I don't know many situation where banks force close accounts. Having your account closed is not in itself a reason to reject you. It would depend on what you actually did.

Then ask yourself what you would do about it. Are you going to reach out to your contact there and tell them what happened? Are you going to explain what happened on the background check form? Are you going to turn yourself in to the cops? Are you going to forfeit the offer purely out of fear that they'll reject you and then go find another offer only to go through this whole thing again?

Because if you're not going to do any of those things, then it sounds like you might need to just deal with your anxiety and carry on. 

 

Reiciendis est est laboriosam. Esse dicta incidunt nesciunt sapiente ea. Autem officia vel quas quis voluptatem reprehenderit dolorem. Ut a cum autem impedit. Eum rem voluptatem est commodi et dolor molestias. Earum voluptatibus est nihil repudiandae distinctio.

Career Advancement Opportunities

September 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.4%
  • Morgan Stanley 07 97.9%
  • Goldman Sachs 02 97.4%

Overall Employee Satisfaction

September 2026 Investment Banking

  • Moelis & Company No 99.5%
  • Morgan Stanley 02 98.9%
  • Evercore 01 98.4%
  • Banco Santander 02 97.9%
  • BMO Capital Markets 12 97.4%

Professional Growth Opportunities

September 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 05 98.4%
  • Goldman Sachs 01 97.9%
  • JPMorgan No 97.4%

Total Avg Compensation

September 2026 Investment Banking

  • Vice President (16) $429
  • Associates (56) $261
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (28) $184
  • Intern/Summer Associate (16) $161
  • 1st Year Analyst (84) $151
  • Intern/Summer Analyst (76) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
BankonBanking's picture
BankonBanking
99.0
3
kanon's picture
kanon
99.0
4
Secyh62's picture
Secyh62
99.0
5
GameTheory's picture
GameTheory
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
dosk17's picture
dosk17
98.9
8
DrApeman's picture
DrApeman
98.9
9
CompBanker's picture
CompBanker
98.9
10
Mimbs's picture
Mimbs
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”