Which one do you guys recommend? and why? How much should you put into that account? I was curious about them and I am not sure exactly how to start and what to do. I am trying to get my money up and create wealth within my family and such. I come from a low-income background and am still low-income but now that I am in college I want to really get the ball rolling and accumulate wealth.
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I use marcus (goldman sachs) and currently get 1.9% in their savings account. I have also been buying 4 and 8 week tbills that yield around 2.7%-3.0% currently and are state and local tax exempt
So how do I go about tbills? Like how do I buy one? Also how much would you put into the savings account?
You can buy them online right from the fed just google 'treasurydirect'. I would also recommend looking into the i-bonds currently they yield around 9.2%
Fitness bank gives you 2.5% if you average 12k steps daily and tiers down a few percentage points below that. It’s good because I try to get as close to 12k as possible each day, but will just edit my health app with the difference.
US Treasury bills
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I bank with Ally and my interest rate is 2.1%. Compare that to my friend who banks with Wells Fargo for some reason whose interest rate is 0.01%
I go with capital one, free checking and savings account. The only high yield bank with retail brick and mortar locations. I spend a lot of time researching and found this to be the best of both worlds.
Ally or Marcus
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