Should I Accept This Offer? - Recent Grad Seeking Advice

So this is your only option?

More likely a transition to corp banking/DCM than the FIG group as you mostly work on credit. I've seen people make the transition to corp dev in the industry they were covering as well so that may not be out of the picture.

But depending on the salary I would probably not take the offer, as far as I'm aware DBRS is primarily focused on Canada (arguably the most common rating companies get in Canada, fitch is pretty much nonexistent) and I believe that the NY office would not be covering much, as companies in the US tend to go for the big 3 or if they are using DBRS then one of the big 3 at least accompanies the DBRS rating.

Given how its your senior year, with 4 months to graduate I would probably not be too picky though.

Yes take it if it's your only option. With enough networking and hustle, you can easily lateral in to an IB position.

I'd take it, especially if you don't have anything else. I would imagine that you could transfer to a big 3 at some point. I know that people at Moody's and S&P often exit to AM, banking, or corporate finance, so I'd imagine that DBRS would have some similar exit opps, though you might have a harder time getting them.