Applying for SA and FT at the same time

Am on track to finish my major/minor in 3 years, so I could change my expected grad on resume by a year. I was planning to graduate a semester early anyways but could cut it back even more if needed

Havent been doing well with SA recruiting, so I had a few questions: 1) Is FT harder and by how much 2) Can I apply FT to a bank if I got rejected for SA 3) Does it look bad if I change around my expected grad date

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