background and credit checks, article from businessweek

I spent some time on the forums and online, I found this article which was relevant,

I can't post links, but you can find the article by searching for
"ask-the-expert-will-a-foreclosure-shut-the-door-to-wall-street" on Google.

with comments from U Chicago's career development center:

"“While investment banks and financial-services firms run background checks on a new hire’s previous employment and will confirm Social Security numbers via credit checks, the resulting credit score will not have been reviewed by the recruiter nor will it factor into any employment decision."

Do the others on this forum agree?

5 Comments
 

Not sure. They might not see the actual credit score, but they will see your credit history. Why else would they do a credit check? Also is the recruiter may want to hire you, but HR won't allow him to because of a unsavory credit report.

 

How serious is "serious"? Is a bill (utility/telephone, in my case dental) which went into collection serious versus a bankruptcy or foreclosure? I wish there was someone from a banks HR division who could do a Q/A.

 

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