Job Offer Advice: JPM vs. PNC

Hi,

I could really use some career advice. I'm graduating in Spring 2022 and luckily I've received a couple of really solid offers. Both are in S&T on the sales side. One is with PNC Bank on the rates desk and the other is with JPM in SPG (NYC). The pros to working with PNC are better work-life balance and I would get to live at home with my parents (much lower cost of living than NYC). At the same time, the prestige and opportunities of working with JPM are really enticing. Is the prestige worth worse hours, cost of living, and probably quality of life? The entry salaries are comparable, but JPMs is slightly higher and I'm guessing the bonuses are likely higher as well. I'd probably net much more with PNC in the first few years though, since I'd save on rent and other expenses.

I've been going back and forth between the two and some advice would definitely help. I interned at PNC so I know what it's like working there, but if anyone could shed some light on working on JPM, that would be a huge help. Thanks!

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