Scared of Losing Momentum Post-Grad
I graduated from Penn State this past may with a degree in Finance. I ended with a 3.59 GPA; not the greatest, but I worked around 25+ hours at a local restaurant throughout. I have always wanted to use some of the money I've saved throughout college to travel around South America and improve my Spanish before finding a job. I really don't know where I want to go with my career, i know i like quantitative, technical stuff, but I am scared of losing credibility or momentum. I was accepted into the 1-year MS of FIN program at Penn State which I could complete online (or at main campus as I am still living in town working). I am also considering registering for the CFA level 1 in Feb. which would allow me to travel and study I hope? I may be overly anxious, but just need some advice, thanks!!
Based on the most helpful WSO content, here's what you need to consider:
Travel and Language Skills: Taking time to travel and improve your Spanish can be a valuable experience, both personally and professionally. Language skills, especially in Spanish, can be a significant asset in finance, particularly if you aim to work in roles involving Latin America or global markets. However, ensure you can articulate how this experience adds value to your career when explaining it to future employers.
Momentum and Credibility: A gap in your resume can raise questions, but if you frame it as a purposeful decision to gain skills (like language proficiency) and broaden your perspective, it can be seen as a positive. Employers value candidates who take initiative and have unique experiences.
MS in Finance: Completing the MS in Finance program could help you solidify your technical knowledge and keep you connected to the academic and professional world. If you choose to travel, the online option might allow you to balance both goals. However, consider whether the program aligns with your long-term career aspirations before committing.
CFA Level 1: Registering for the CFA Level 1 exam is a great way to demonstrate your commitment to finance and enhance your credentials. Studying while traveling is feasible but requires discipline. If you can manage your time effectively, this could be a strong move to maintain momentum while pursuing personal growth.
Career Direction: Since you're unsure about your career path, use this time to explore your interests. Traveling and meeting professionals in different industries or roles could provide clarity. Additionally, consider networking with Penn State alumni or using LinkedIn to connect with professionals in areas you might be interested in.
Balancing Anxiety: It's natural to feel anxious about taking a non-traditional path, but remember that many professionals have taken similar breaks and returned stronger. The key is to have a plan, stay productive, and be ready to explain your choices confidently.
Ultimately, combining travel with structured goals like studying for the CFA or completing the MS program online could give you the best of both worlds—personal growth and professional development.
Sources: Stay for recruiting or study abroad in junior spring?, Advice on taking 1 year off to learn a language, Latam to top business school, 9 months off work before next gig - best use of time?, Taking a year off from IB/PE to travel
Only do a MSF if it’s a target school. Otherwise it likely adds no value to your job search.
I appreciate your advice. Do you believe the degree is a good investment if I have scholarships reducing tuition to ~20k? I was granted loans to cover the entire cost, and I also have housing here in town for only $275 per month. I'll probably never find something that cheap again, or be able to attend the program with people I already know. I am learning towards not entering, but just wanted to see if this would change anything.
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