Transfer Student Position Advice
Basically I got accepted into NYU CAS/Econ for fall ‘26 and am interested in pursuing ER (although this could change). I’d enter as a sophomore so I can be on pace with recruiting in addition to being in NYC, which is where I’d ideally want to be due to the elite networking and vast opportunities available.
I knew when applying I wouldn’t be able to internally transfer to Stern and would get zero aid, bringing my annual COA (tuition, off-campus housing, food, etc.) likely above $110k+, which is not ideal. I have some sportsbook winnings where I could shave off a half a year of COA, but me+parents would have to take out loans, which, although they are fine with, I’m not sure if the ROI is worth it for a non-Stern degree.
On the other hand, I can go to UF for about $20k annual COA (in-state student). Although cheap, I would have to apply for spring ‘27, as I was rejected due to “capacity issues” that had nothing to do with my application, would be a business admin major instead of finance, start as a junior, and wouldn’t be able to do the MSF program.
^^^ To quickly note, I’d also apply to Columbia GS and UMich LSA for spring ‘27 but I didn’t want to make this post too long and am not sure if the difference is substantial enough to warrant paying OOS.
Friends and family have unanimously said to take NYU; however, I’ve seen often on here and other forums mention that non-Stern degrees are not worth the price, but I understand the opportunities and doors that can open from a school like NYU, but is it enough to warrant paying 6 figures plus annually, and how many of those opportunities are taken by Stern kids? While UF is a great school, I’m not sure how strong its presence is outside the Southeast if not in MSF/feeder clubs, as well as the extent of networking opportunities available.
I‘ve been back and forth about what I should do, so thought to look for some outside opinions from professionals in the space and would appreciate any advice!
tldr: Take a chance on NYU Econ full pay or take UF in-state with strings attached.
Based on the most helpful WSO content, here's a breakdown of your situation:
NYU CAS/Econ:
Pros:
Cons:
UF (In-State):
Pros:
Cons:
Key Considerations:
Cost vs. Opportunity:
Recruiting Timeline:
Long-Term Goals:
Advice:
Ultimately, the decision hinges on your risk tolerance, financial situation, and confidence in your ability to capitalize on the opportunities each school offers.
Sources: Which undergrad public safety is best to attend: IU, Penn State, UFlorida, or Fordham?, Advice for Princeton MFin Applicants, Last-minute Decision: Vanderbilt vs. IU-Kelley (undergrad), Break into high finance from a community college, UNC or Williams College
No matter what people say absolutely don't come to UF if you'll enter as a junior BBA/BSBA - will get zero looks for what you want. If there's a even a chance you can enter as a sophomore (major doesn't matter at all), depending on how hard you're willing to work that would probably be the top choice (could also fudge the grad date since business major is zero work and you can graduate early)
NYU not ideal but better than UF as a jr and Columbia GS would abs be worth COA
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