Student Loans Refinancing
Does anyone have any suggestions as to which company to refinance your student loans with? Also, would it be better to choose a fixed or variable rate at this point in time? Thanks
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If you live by a branch, First Republic Bank has really good rates. Big downside is they want you to have a savings account with them with a decent amount of cash in it (10-20% of the loan) as a cushion.
Earnest, SoFi have had pretty low rates.
Fixed vs. variable depends on how long you plan to have the debt outstanding. Rates won't go too much lower and will stay this way for at least a couple years.
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