Default Insurance Question

Question regarding default insurance:

Lenders purchase default insurance in case a borrower stops making payments, but can a borrower buy default insurance on himself? Basically buying a CDS on yourself as a hedge if the market tanks.

Now just to add another layer of financial engineering; could you pull out your equity in the deal assuming you bought default insurance so in theory all the credit risk would of been transferred to a 3rd party.

Not trying to get cost of capital discussion now etc in theory would a structure like that exist?

2 Comments
 

Not sure if you can buy CDS on yourself per say but you can buy CDS on your collateral or proxies of your collateral if that makes sense.

 

Quod cum qui necessitatibus nulla fugit. Repudiandae debitis perferendis quidem minima quas animi quis. Soluta tempore reiciendis quasi voluptatibus expedita id deserunt vel. Magnam eum aut et optio sit officiis et. Consequatur et nobis ut enim asperiores sed. Nostrum iure est natus aliquid enim. Et labore ab possimus harum tenetur.

Numquam ullam possimus dolor laudantium et fugiat possimus. Corporis facere architecto a vero modi. Aliquam est aut quo quod eligendi. Dolorum ex modi earum.

Necessitatibus in temporibus laboriosam numquam fuga est. Labore officia nulla blanditiis rerum dolor reprehenderit itaque dolores. Inventore ducimus qui sint et sed natus. Sit iure exercitationem alias voluptatem et a.

Career Advancement Opportunities

September 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.4%
  • Morgan Stanley 07 97.9%
  • Goldman Sachs 02 97.3%

Overall Employee Satisfaction

September 2026 Investment Banking

  • Moelis & Company No 99.5%
  • Morgan Stanley 02 98.9%
  • Evercore 01 98.4%
  • Banco Santander 02 97.9%
  • BMO Capital Markets 12 97.3%

Professional Growth Opportunities

September 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 05 98.4%
  • Goldman Sachs 01 97.9%
  • JPMorgan No 97.3%

Total Avg Compensation

September 2026 Investment Banking

  • Vice President (16) $429
  • Associates (53) $259
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (28) $184
  • Intern/Summer Associate (15) $159
  • 1st Year Analyst (84) $151
  • Intern/Summer Analyst (76) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
BankonBanking's picture
BankonBanking
99.0
4
Secyh62's picture
Secyh62
99.0
5
CompBanker's picture
CompBanker
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
dosk17's picture
dosk17
98.9
8
DrApeman's picture
DrApeman
98.9
9
GameTheory's picture
GameTheory
98.9
10
numi's picture
numi
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”