Default Insurance Question

Question regarding default insurance:

Lenders purchase default insurance in case a borrower stops making payments, but can a borrower buy default insurance on himself? Basically buying a CDS on yourself as a hedge if the market tanks.

Now just to add another layer of financial engineering; could you pull out your equity in the deal assuming you bought default insurance so in theory all the credit risk would of been transferred to a 3rd party.

Not trying to get cost of capital discussion now etc in theory would a structure like that exist?

2 Comments
 

Not sure if you can buy CDS on yourself per say but you can buy CDS on your collateral or proxies of your collateral if that makes sense.

 

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