Is William & Mary worth the out-of-state-tuition?

As I've been eyeing down schools to transfer to and reaching out, I've realized my chances are little-to-none as a Junior transfer. UNC and UVA were my main two but their business are impossible to get into as a transfer; I wouldn't leverage 6-figure loans for that marginal chance of getting into the business school let alone an Economics degree. Econ majors don't have access to OCR and are overshadowed by the business schools.

I'm confident I can get into the b-school at W&M but is it worth the OOS tuition? I go to a very non-target school and won't have a chance at IB unless I transfer. I've heard the alumni network is very strong as they have events for networking.

I want brutal honesty. Are there any other schools you all recommend? Vanderbilt would be another option as well.

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