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Wall Street Oasis » Blogs » Human's blog
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Day 6: 10 Important Life Lessons
 

Human's picture
Human
      PE
 
 
(King Kong, 1,891
 
Points)
 on 7/24/12 at 8:30pm
Life-Lessons.jpg

Andy note: Human is away this week, so he asked me to syndicate this helpful post from his blog thesummereffects.wordpress.com

My name is Summer. I am the eldest son in a family of five with one sister and then one brother. I came from a traditional big extended family (300+) in a beautiful Southeast Asian country known as Burma (Myanmar). As a fourth generation Chinese in Burma, I have always been very interested in being an entrepreneur building successful business at a young age. My parents have managed several successful businesses and it has greatly influenced on what I wanted as a career: independence, creativity, entrepreneurship and most importantly taking risks in life.

My father is the eldest son in his family and being his eldest son, I always know that I am being put on spotlight. While growing up, everyone in the family expect a lot from me. I can always feel it even if I tried to ignore it. Nevertheless, I used that pressure as motivation to push myself harder in life.

There were several important milestones in my life that have had huge impacts on me:

1. Getting into the Top High School – persistence always pay dividends.

I got into the best high school in the country. It was a private international school that followed US Education system and everything was taught in English. Having been in public school system (where the classes were taught in Burmese, the official language of Myanmar, and English was only taken as an elective), I had to overcome a huge language barrier and a steep learning curve. I eventually succeeded there. It wasn’t my intelligence but my persistence – I put in longer hours than most of my classmates.

2. Moving to US for College – stepping outside your comfort zone is sometimes, the only way to improve in life. The main challenge has been working hard to be successful while living by myself. Imagine you have lived in your native country for your entire life. Then you have to move somewhere, without your parents, living alone, a place where it snows 9 months in a year, and settling into a new environment. I have to quickly learn to adapt myself and take care of myself. It might sounds easier said than done. I grew a lot during the first two years.

3. Founding my first own Club – “a leader proactively determines where he wants to be and who he wants and needs to be; creates, communicates, and executes a plan to achieve a vision and goals that authentically supports his values.” The school has $30,000 fund, which Citigroup donated to the business school. The students wanted a real world experience in investing. I wanted to take a leadership role. I co-founded a club with several like-minded students. The most important thing was creating a corporate structure that rewards and enriches the members. People are motivated by their self-interests. Our business club was the most popular one on campus and today, that $30,000 grew close to $100,000. I am no longer with the club but what we created will remain a legacy and that’s something, which matters to me. I want to make a lasting impact. I want to create system that works timelessly.

4. Dating my First Girlfriend – every relationship is built upon two important foundations: honesty and loyalty. I learned a lot in my five years long relationship. The most important thing was assuming the best in everyone and keeping faith when time get tough. I wouldn’t have such a wonderful relationship without that. My first relationship has a strong impact on my view in relationship. I still keep reminding myself of the importance of those two qualities: honesty and loyalty. She got married a few years ago and we have kept in touch.

5. Getting My First Job at UBS – your job is to make your boss “look good”. I was hired at a bulge bracket wealth management group because the manager found me personable, driven and passionate. It wasn’t anything on the resume. I learned that how you present yourself is always more important than what is on the paper.

I also learned the importance of “net worth” (assets – liabilities). The clients with the largest net worth aren’t always the big shots: doctors, lawyers or bankers. They are modest people who worked hard, saved a lot and lived within their means. They usually have stable marriage, happy families and modest living standards. And they are usually very happy.

6. Quitting a Job for the first time – “wake up every morning and think of it as the last day in your life. Ask yourself, would you be doing what you are about to do today, if it were the last day of your life? If you get the answer “no” consecutively for a few weeks, then “quit and move on”.” (Steve Job, Apple) Without having another job lined up, I quit that job. I had this fear and uncertainty that came on top of me. What if I can’t find another job? What if this is the best thing I can get right now? Will I be good enough? Will I regret the decision I made today? In the end, I listened to my heart and quit that job. I am at a better place today right now because I took the courage to make that decision that day. I got a better paid job that also provided more career advancements, two months after quitting that job.

7. Getting to NYSSA Equity Research Team – you allow people to reject you when you reject yourself first. Over 300 people applied for 4 spots in the team. Most people have better resumes, higher GPA and more working experience than me. But I gave my best. I did more preparation than anyone else. And I clearly demonstrated that I really wanted to be there. I got on the team and was also the Team Captain for the group. My chances of being there? Less than 1%. I learned that as soon as you set on achieving something worth fighting for, don’t let the stats fool you into quitting. By the way, our report also came in top 5, against competitive schools like NYU, Columbia and Cornell. A little faith in yourself goes a long way.

8. Taking My First Class with a “Pick Up Artist” – focus on human dynamic, learn to have fun and never oversell yourself; confidence comes from within. Don’t try too hard. Make people earn your attention, energy and time. Trying too hard implies that you are needy, clingy and desperate. And it shows. You are out there to make new friends. And you always have a choice. Even if a girl liked you, you have “a choice” to accept or not. Most importantly, there is no such thing as “the one”. At least I don’t believe in that. Most relationship are built on similar core values, and a lot of hardworks and compromises. Don’t get stuck on one girl. There are many great girls that “work for you”. Focus on what makes you happy and not on “one particular person”. It’s cheesy but “there are many fish in the sea”. I am happily in a relationship after meeting over close to 60 women. I focused on what makes me happy and which girl is the best fit “for me”. And that piece of advice paid off a lot.

9. Losing 45 Pounds – delay instant gratification, focus on the big picture and never give up. There are a lot of times that I wanted to give up. There are a lot of times that I lost faith in myself. I had self-doubts and fears. Most importantly, I have to fight my temptations to stay away my goals. Then I realized that “fears are those frightful things when you take your eyes off from your goals”. You always need to know what you are doing, and why you are doing something. That will give you the courage; motivation and persistence that you need to succeed in any things in life. I am more long-term focused, persistent and dedicated through this life changing experience.

10. Forming my own NYC inner circle with great guy friends – what can I do for you? Focus on how you can enrich the lives of those around you. Be straightforward with people. Tell everyone the same thing. Real friendship cannot be built upon lies, distrusts and manipulation. You are not being at your best, when you talk badly about your friends behind them, when you are just using them, or when you are not being honest with them. Especially with same-sex friends, you have to treat them like your brothers. You have to think for them and have their best interests in everything you do. People can tell when you are being real with them. And when you give them enough time, and always assume the best in them, they will return the favor eventually. But it always starts with trusting people, opening up to them and giving first. And the most important thing is “quality is more important than quantity in making friends.” Sometimes we forget about that and try to please everyone and not focus on building meaningful bonds and establishing great relationships.

My Story:
Part 1: My Pursuit of Happyness
Part 2: My Pursuit of Happyness

See my previous posts in this series:
Day 1: To Be A Better Man
Day 2: Healthy Competition Among Mature Men
Day 3: I HATE YOU
Day 4: SWAG, Do You Have It?
Day 5: Word of Advice
Day 6: 10 Important Life Lessons
Day 7: Unofficial Guide to Banking & Dating
Bonus: Previous Useful Posts

"I am the hero of the story. I don't need to be saved."
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Tags:
  • life lessons

Comments

Dreizzy's picture

Beautiful post.

Dreizzy
     
 
(Chimp, 11
 
Points)
 on 7/24/12 at 10:25pm

Beautiful post.

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SymphonyBanker's picture

Heh, great post - I was a

SymphonyBanker
     
 
(Baboon, 113
 
Points)
 on 7/25/12 at 1:09am

Heh, great post - I was a little surprised to see the pick-up artist thing - but hey, glad it worked for you.

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BicepBrah's picture

Great post brah

BicepBrah
     
 
(Senior Monkey, 82
 
Points)
 on 7/25/12 at 7:46am

Great post brah

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poodles's picture

Awesome post, #10 is key

poodles
      O
 
(Monkey, 38
 
Points)
 on 7/25/12 at 10:38am

Awesome post, #10 is key

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veljones69's picture

Great post! I think this is

veljones69
      RE
 
(Senior Monkey, 77
 
Points)
 on 7/25/12 at 10:50am

Great post! I think this is one of the better "list" posts in a long time

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jesus of nazareth's picture

I agree on the PUA thing

jesus of nazareth
     
 
(Senior Baboon, 242
 
Points)
 on 7/25/12 at 10:51am

I agree on the PUA thing

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Draper's picture

this is great, thanks. Is

Draper
     
 
(Chimp, 14
 
Points)
 on 7/25/12 at 12:07pm

this is great, thanks. Is Human the guy with the website designed to help guys meet girls? I remember seeing it mentioned a few months ago.

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gobears831's picture

thanks for the post, human!

gobears831
      PE
 
(Chimp, 14
 
Points)
 on 7/25/12 at 5:04pm

thanks for the post, human!

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AQM's picture

Awesome post as usual!

AQM
      IB
 
(Orangutan, 331
 
Points)
 on 7/25/12 at 10:18pm

Awesome post as usual!

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Senvik's picture

Thank you. I would also add

Senvik
     
 
(Senior Baboon, 187
 
Points)
 on 7/26/12 at 12:30pm

Thank you. I would also add to read a lot somewhere there. It's good to be well-read and knowledgeable.

"You stop being an asshole when it sucks to be you." - IlliniProgrammer

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Human's picture

Senvik: Thank you. I would

Human
      PE
 
 
(King Kong, 1,891
 
Points)
 on 7/26/12 at 1:17pm
Senvik:

Thank you. I would also add to read a lot somewhere there. It's good to be well-read and knowledgeable.

Thanks. Check out #2 on this post. =)
http://www.wallstreetoasis.com/blog/day-1-to-be-a-...

"I am the hero of the story. I don't need to be saved."

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Human's picture

Dreizzy: Beautiful

Human
      PE
 
 
(King Kong, 1,891
 
Points)
 on 7/26/12 at 1:18pm
Dreizzy:

Beautiful post.

Thanks for your compliment.

"I am the hero of the story. I don't need to be saved."

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Human's picture

SymphonyBanker: Heh, great

Human
      PE
 
 
(King Kong, 1,891
 
Points)
 on 7/26/12 at 1:20pm
SymphonyBanker:

Heh, great post - I was a little surprised to see the pick-up artist thing - but hey, glad it worked for you.

There is a correlation between success with women and success with career.
I really learned a lot from David DeAngelo.
Check out this free video on YouTube.
The talk is on "Being a Man". Pretty impressive.
http://www.youtube.com/watch?v=wSbFFZcy1UI&list=PL...

"I am the hero of the story. I don't need to be saved."

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SymphonyBanker's picture

Human: SymphonyBanker: Heh,

SymphonyBanker
     
 
(Baboon, 113
 
Points)
 on 7/26/12 at 1:39pm
Human:
SymphonyBanker:

Heh, great post - I was a little surprised to see the pick-up artist thing - but hey, glad it worked for you.

There is a correlation between success with women and success with career.
I really learned a lot from David DeAngelo.
Check out this free video on YouTube.
The talk is on "Being a Man". Pretty impressive.
http://www.youtube.com/watch?v=wSbFFZcy1UI&list=PL9044F553AF109425&feature=plpp_play_all

Yep - I used to read a lot about pickup, so I remember he's one of the big players :) I'm glad you learned a lot from him! Must have cost a boatload.

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peonturn's picture

Didn't expect a personal post

peonturn
      IB
 
(Senior Chimp, 21
 
Points)
 on 7/26/12 at 2:56pm

Didn't expect a personal post like this.

I share the same background: 3rd gen. Chinese from SE-Asia, came to the States for College and overcame, if not still attempting, the language barrier, interning at a boutique shop, trying to better myself, and overall having the time of my life chasing what I think I desire the most now.

"learn to have fun...confidence comes from within." what usually sounds like a cliche, is made earnest here with a personal story.

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A2Allegiance's picture

Human you are the man, I'm

A2Allegiance
     
 
(Senior Monkey, 98
 
Points)
 on 7/26/12 at 4:56pm
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ArturKim's picture

Awesome! I am at the stage

ArturKim
     
 
(Chimp, 1
 
Points)
 on 7/27/12 at 7:03pm
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idrankmalk's picture

solid points. kinda lol'd at

idrankmalk
     
 
(Monkey, 44
 
Points)
 on 7/31/12 at 9:44am

I have a competition in me. I want no one else to succeed.

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CrazyWaferS's picture

I think #10 is one of the

CrazyWaferS
     
 
(Senior Chimp, 17
 
Points)
 on 8/7/12 at 10:40pm
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The Company is committed to fully disclosing our policies regarding the collection, use, maintenance, disclosure and security of personal information obtained from users of our site. The term "personal information" includes a name, address, email address, or any other information which could be used to contact you directly or to identify you personally.

Use and Disclosure Limitations

The Company only uses personal information about its Web site users for specific purposes. We do not share user information with third parties except when we have told users about the disclosures, when we have prior consent, or when required by law.

Use Policy: When the Company gathers personal information from users, we ask for permission first. We also disclose, at the time of collection, how the information will be used by us. Personal information is used for activities such as auto-completion of commonly-used forms and helping us contact you when you solicit information from us.

Disclosure Policy: We do not normally disclose personal information to anyone outside of the Company unless we have previously informed users about the disclosures. However, some data may be used from time to time by outside contractors, including auditors or consultants, to assist us in carrying out necessary financial or operational activities. These uses will be consistent with this privacy policy and all contractors using this potential personal information must agree to safeguard it, to use it only for the authorized purpose, and to return it or destroy it upon completion of the activity.

The Company might be required to disclose personal information in response to a valid legal process such as a subpoena, search warrant or court order.

Although unlikely, it is possible that we may have to make certain disclosures to ensure the security of our Web site, to protect its integrity, or to take precautions against potential liability. In any of these situations, we will take any reasonable steps to limit the scope of the data disclosed.

Web Logs: The Company maintains standard Web logs that record basic information about visitors to our Web site. These logs contain: * The Internet domain from which you came to our Web site. * Your IP address. An IP address is a series of numbers which uniquely identifies your connection to the Internet. Although it is possible in some instances, certain types of IP addresses may be used by interested persons to identify users but we do not attempt to identify users in this way. * The type of browser (e.g., Internet Explorer or Netscape) and operating system (e.g., Windows 98) you use. * The date and time you visited the site, and the pages you saw.

We use Web log information to design our Web site, identify popular features, and in similar ways. We do not try to identify individuals from Web logs or to link Web logs to other user information. However, if someone tries to damage our Web site or use it in an unauthorized or illegal way, we may share Web log information with law enforcement agencies. The Company may provide aggregate information such as the number of users who visit particular pages of the site, or the number of people who link to certain external sites from our site, to other parties.

Changes to Privacy Policy

The Company's features and services will change over time and our information-gathering practices and policies may also change.

While our philosophy of protecting user information from inappropriate uses and disclosures will not change, this policy will be updated occasionally to include any change that materially affects the collection, maintenance, use, or disclosure of personal information.

Forum Topics

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  • If you work in banking - even as an intern - you obviously have access to everything in the IB share drive including the WGLs for all deals going on. Esp. for capital raising deals where there will be many banks working together. Less so or N.A. for M&A deals. Networking is how you lateral...
    Is it wrong or illegal to network off your bank's WGL?
  • I stand here today as living proof that it is possible to find a true 2 bedroom in West Village for $3,000/month total. Before you go freaking out and telling me there's a dead person being eaten by NYC's giant rats in my basement, everything checked out. Did I get absolutely violated by...
    True 2BR in West Village for $3,000-A Success Story
  • Hi, I am now majoring chemical engineering and minoring in finance at one of the top 3 engineering schools. Also, I have a few internship experiences in a top 5 consulting firm and Chevron, and Samsung. I still have two years left. I know I really want to go into banking industry for its...
    Chemical Engineer going into Trading or IBD
  • Hey guys, interviewing tomorrow for a sort of mixed MO/FO position at a fixed income fund (long/short credit, interest rate hedging, etc.) what sort of questions can i expect? I've only ever had IB interviews before so I'm a novice here....
    Fixed Income fund interview tomorrow - need advice!
  • Hi there, I'm a rising sophomore at a top 3 school, and this question concerns my course selection for next semester. I'm a social-sciency person. I'm okay with math but not great nor interested in it. I know that for consulting (or life in general) the more quantitative my...
    How much quant classes to take for consulting?
  • I'm a JD/MBA class of 2015. Both law and mba programs are in the us news top 25 but not many banks recruit on campus. I'm wondering if its possible/likely to get interviews for BB IB (hopefully in NYC but i am nowhere near NYC now) for a SA for summer 2014 by applying through...
    is submitting an application online a black hole?
  • I just finished my freshman year at U of M in LSA. I applied to the business school and will hear whether or not I get in in around a month. I had a 4.0, but my extracurriculars and essays might be a little weak. It seems as though the last few years Ross admissions has been very essay/EC weighted....
    Michigan (Non-Ross)
  • Hi, Looking to get some color about the best way to spend the last week before the exam. As of now I've nearly exhumed all difficult/advanced q-bank questions with an average of 78%. Knocked out 2.5 practice exams and plan on doing another two. What are some of the things you guys did...
    Writing the CFA exam- no work until June 3
  • Listen up all you newly minted college grads. Now that you’re entering the brave, new, depressing world that is life post college, you are probably eager to jump start your cube life and pay down your debts. And <strong>everyone you talk to is gonna offer up their unsolicited sage advice...
    Worst Career Advice for New Grads
  • Anyone know any lenders that still do long term, preferably 10 years, on interest only loans? We have an existing property, with $6 million in debt. I prefer to do I/O for like 5-10 years then have it convertible to amortizing term. I called several banks and many cringed at interest only unless...
    Commercial Interest Only Loans?
  • I have seen discussions relating to this topic before, and I have read through them, but I am going to get a little more specific with my questions. I am about to embark on a RE IBD Summer Analyst role at a BB and was wondering if what I read on this forum is correct - mainly that the only exit...
    RE IBD: Are the Exit Opps Really That Limited?
  • What are some of the reasons people would want to work in this F500 function? From my reading on here, some people claim its a good alternative to IB given the fewer amount of hours worked.. Is Corp. Strategy something consultants would prefer and ex-bankers would opt for Corp. Dev? Can someone...
    Why Corporate Strategy?
  • I am trying to get a grasp on what this company actually does. The company description reads: CognoLink is an independent research firm that manages an expansive and rapidly growing global network of industry specialists. Founded in 2007 by two former Bain & Company consultants, we...
    Does anyone know anything about CognoLink
  • So, after 2 months of preparation and studying (a lot of credit due to Phantombanker's study guide) I got a 770 on the GMAT. So now I'm turning my focus to actually applying to schools. I'm wondering if I should get more work experience or have a reasonable shot at...
    To Get More Work Experience Before B-School...
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Highest Ranked Content

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This is the reaction any analyst who has ever worked in banking has when you say you want to leave banking for business school then come back as a post b school associate... <img src="http://epicpinterestfail.com/wp-content/uploads/2012/11/how-i-met-your-mother-barney-why.gif"...
Why You DON'T Leave Banking for B School Just to Come Right Back...
I get a ton of emails and answer a ton of posts asking similar questions so I thought I would answer the most common ones I get here and allow others to post their questions so everyone can see them and the subsequent answers. Hope this helps. <strong>Summer Analyst...
MSF Question and Answer
Inspired by comments from this: http://www.wallstreetoasis.com/forums/basic-guide-ramping-up-on-a-company-with-public-information-part-1-of-3 Lets just jump in. <strong>Technology:</strong> In this space there are really two metrics that matter the most, sales growth and EPS...
Beginners Guide to Valuation and Metrics By Sector
I'm currently a Private Equity Analyst in Shanghai, China. Academically, I graduated from a target school majoring in Economics and Chinese. I also spent my time at college as the president of an on-campus student organization related to Finance and Economics and a volunteer for a local...
Ask me anything… I'm a Private Equity Analyst in Shanghai
For better or for worse, there’s a very unique feeling when everything goes completely according to plan yet nobody seems to care or notice. Such is the case with our favorite company of the moment, Tesla Motors. For those unaware, TSLA has rocketed upwards since its Q1 earnings release,...
A Perfect Storm
I work as a long/short equity analyst at a large hedge fund. I've been lucky enough to be more than just a model monkey early on in my career, but have also been exposed to the stress of being measured on returns. I primarily cover consumer and TMT names. I went the typical path (target...
I'm a Hedge Fund Analyst - Ask Me Anything
Fellow Primates, We are looking for 1-2 students on each campus to help WSO in its sales efforts to student clubs/career centers, and overall promotion at your school both online and on the ground. Below is a description of the position and benefits...thanks in advance for your help! <a...
WSO is Looking for Campus Reps For Summer/Fall 2013 (and beyond)
<em>Mod note: Best of Bankerella - this was originally posted 10/1/12</em> I occasionally get PMed by people at colleges I’ve never heard of before, asking if they have a shot at IBD. Folks, why IBD? The finance world is broad and varied, and there are a million ways to...
My Biggest Career Mistake to Date: Prestige
This is just fantastic. After sitting through Carl Levin and John McCain spewing a bunch of nonsense about how Apple doesn't pay enough taxes (despite being the #3 taxpaying company in America behind ExxonMobil and Chevron), Rand Paul lit them up about what a travesty it was to blame Apple...
Rand Paul GOES OFF at Apple Hearing
Someone was asking me about this in PM and I wrote a long and detailed reply about what it is like to work in Big 4 and what advice I would give to people thinking about interning / working there. Thought it might be useful for others so my reply is below. Happy to answer any...
Working In Big 4 Audit in London
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