Am I an ambitious idiot? I want to start my own Hedge Fund....

I'm a high school senior and after college, maybe after working a few years in finance, I really want to start my own hedge fund. Now listen I know it's not that simple, but I have a genuine interest and passion for stocks. Currently, I manage my own stocks portfolio of around 50k and I achieved a return of 55% YoY (I started in June 2024). I focus on short premium strategies, primarily selling cash-secured puts, and covered calls on leveraged large-cap equities. I target about 1% a week and it has been working very well for me. Anytime I get assigned on my puts I just turn around and sell calls at strikes which are above my cost-basis. The result is either I chip down my average cost or the shares go away for a profit. Obviously, I have a few technical indicators I look at before I take a trade but that is essentially it. 

I swear I'm not lying when I say that I have a 100% win rate with my strategy. But do you guys think this is a viable main strategy for my hedge fund one day or at least think I have the applicable skills to start my own hedge fund. 

Lastly, I know my account size is small and doing this with millions is definitely much different. Also, I feel with my strategy the only thing I could really suffer from is some crazy 2008 market crash, but even with that I would recover eventually. And yeah, I only sell these puts on stocks that aren’t going to drop to zero overnight, so blue-chip names with some volatility like NVDA. Also if you have any recommendations on things I should study on related to this share with me! Thanks please don't get on my ass if I seem like an idiot. 

15 Comments
 

You're not an idiot at all, you're just a high schooler. You'll learn that managing a PA of even a few million is peanuts and in no way prepares you for the big leagues. It shows you have a passion for investing, which is a crucial part of the job, but that's about all it really does for you. Go to college, get decent grades, get a job at a good firm, and knock it out of the park. Play your cards right and the rest will come with more time + experience under your belt. Good luck!

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Starting your own hedge fund is an ambitious goal, but ambition isn't inherently idiotic—it's the execution and preparation that determine success. Based on the most helpful WSO content, here’s what you need to know and consider:

1. Your Strategy and Its Viability

  • Your short premium strategy (selling cash-secured puts and covered calls) is a solid income-generating approach, especially in a stable or bullish market. However, as you’ve acknowledged, scaling this strategy to millions or billions introduces complexities. Liquidity, market impact, and risk management become far more critical at scale.
  • A 100% win rate is impressive but also a red flag. It suggests you haven’t yet faced significant market stress or volatility. As you mentioned, a 2008-style crash could severely impact your strategy, especially if volatility spikes and you’re forced to roll or close positions at a loss.
  • Hedge funds often diversify strategies to manage risk and attract investors. While your strategy could be a component, you’ll likely need to expand your toolkit to include other approaches (e.g., long/short equity, macro strategies, or quantitative methods).

2. Building Applicable Skills

  • Education and Experience: Most hedge fund managers start with a strong foundation in finance, economics, or a related field. After college, gaining experience in investment banking, equity research, or sales and trading is a common path. These roles teach you the technical skills and market knowledge needed to succeed.
  • Networking: Relationships are critical in the hedge fund world. Building a network of mentors, investors, and peers will be essential for raising capital and gaining credibility.
  • Risk Management: Study how to manage risk at scale. This includes understanding portfolio diversification, hedging techniques, and stress testing your strategies under extreme market conditions.

3. Recommendations for Study

  • Books: Read extensively about investing and hedge fund strategies. Some classics include "The Intelligent Investor" by Benjamin Graham, "Common Stocks and Uncommon Profits" by Philip Fisher, and "Hedge Fund Market Wizards" by Jack Schwager.
  • Technical Skills: Learn programming languages like Python or R for quantitative analysis. This is especially useful if you want to incorporate systematic or algorithmic strategies.
  • Market History: Study past market crashes and periods of high volatility to understand how different strategies perform under stress.

4. Starting a Hedge Fund

  • Starting a hedge fund is not just about having a good strategy. You’ll need to navigate legal, regulatory, and operational challenges. This includes setting up the fund structure, raising capital, and building a team.
  • Based on WSO’s insights, the odds of running a $100M hedge fund by age 35 are slim, even for those with top-tier credentials and experience. However, it’s not impossible if you’re willing to work extremely hard, sacrifice, and learn continuously.

5. Next Steps

  • Focus on excelling in college and securing a strong first job in finance. This will give you the foundation and credibility to pursue your goals.
  • Continue refining your strategy and track record. Consider starting a personal trading account with a larger sum as you gain more experience.
  • Seek mentorship from professionals in the industry. Apprenticing under someone managing money in your area of interest can be invaluable.

Final Thought

You’re not an idiot for dreaming big, but success in the hedge fund world requires relentless effort, adaptability, and a willingness to learn. Keep your passion for investing alive, but temper it with a realistic understanding of the challenges ahead. As one WSO thread emphasized, the key is to absorb as much knowledge as possible and focus on the long-term journey, not arbitrary milestones.

Sources: Ho-Hum to Hedge Fund, Explain to me like I'm a 12 year old the benefit of a hedge fund, Hedge Fund Careers: Getting a Hedge Fund Job Out of Undergrad and Beyond, Q&A: Non-Target School to Portfolio Manager at a Top Hedge Fund – 6 Years Out of Undergrad, Random Thoughts on the HF Industry

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 
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Hopefully you understand the risk profile of your first strategy is picking up nickels in front of a steamroller, and the second is heavily exposed to the equity market premium... and depending on how it is implemented it could be years before you see a loss. Also depending on how it is implemented, more likely the strategy is suited to be a low fee asset management product than a hedge fund product. 

Have seen people at trading firms that make a little bit every day for 5 years with similar trade structures and then lose (almost) all of it in one day, before they start building the P&L again. The strategy is still positive EV so they run it, but the track record doesn't mean anything until you've been steamrolled a few times (and even then, that might not reflect the true risk, so there are better methods to evaluate expected edge). As soon as your strategy skews away from a normal distribution of returns, metrics like "win rate" don't mean anything, and length of track records needs to be a lot longer to be meaningful. 

Sophisticated investors will understand this before putting their capital at risk for you to manage - the second they hear you are selling puts / covered calls, they will evaluate you very differently than say an Equity L/S PM (which most of the advice on this forum is geared towards), and with a lot more skepticism - usually selling options is the niche in the industry where they want people with the longest tenures not shorter ones. 

As per what the other poster said, keep at it and learn as much as you can, you may find that it takes more than a "few years in finance" to start your own fund, but the earlier you start learning and start making mistakes the faster you will get there. 

 

when ERP becomes wider options prices go up because of higher vols... stocks likely went down but you don't benefit because you covered, and net you lose. fundamentally you are owning a stock and selling some of the upside, and the higher ERP / vol means the value of the upside you gave up just went up.   

inversely if ERP tightens you make money (but perhaps less than if you had just been long the stock).  

 

Thank you. That’s a great perspective, I definitely need to respect the long-term risks and focus on building a track record that actually proves durability, not just short-term gains.

 

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