I’m a 2nd year analyst, ignore position title, have started to think about my savings and not sure if I’m behind the curve. Have never compared number to number to my peers, considering I know we’re all making a decent income. Also, don’t have many friends that have jobs outside of IB / Consulting. NW is 90k, with 70k liquid. No hate, don’t know if these numbers are relatively high or low. How much have others saved?
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Based on the most helpful WSO content, your savings seem to be in a solid range for a 2nd-year analyst. Here's a snapshot of what others have shared:
Your $90k net worth, with $70k liquid, is competitive and reflects disciplined saving. Many analysts in similar roles focus on building a strong financial foundation during these early years, so you're on track. If you're looking to benchmark further, you can explore more insights here: url: https://www.wallstreetoasis.com/forum/investment-banking/how-much-have-….
Sources: How much have you saved?, Net worth/savings of analysts and associates?, SF true cost of living, It’s 2 years, you got this, How Much Money is Enough - Two Ways to Figure it Out
It will be difficult to compare because everyone has a different situation. Some people come from very wealthy families and are comfortably living alone in a $6,000/month one-bedroom apartment with help from their parents. I know a couple local NYC folks who did IB while living at home in the Bronx or Brooklyn with their parents, so they paid $0 in rent, so their net worth skyrocketed. Other people will have $100k of student loan debt from an expensive private university.
Tonnes of threads on this
In this regard I think it would be best for you to have tunnel vision. Save as much as you can and don’t worry about how much money other people have.
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