Applying to banks

Just a question for down the road, if OCR does not go well, is the only way to apply to a company going to be through networking ? it seems like it is highly unlikely to get an interview if you go and apply on a company's website. Is this correct? and of course this is assuming after graduation.

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Question

To those who land interviews through networking, do they completely bypass the online application process or do they apply and then the analyst/associate handpick them out of the pile?

I don't go to a good school, but my resume should be looking pretty decent (3.7 GPA/3.8 Finance GPA, internship, university investment fund) and I'm scared I wont land any interviews for S&T/AM. My school doesn't place in BBs, at all

 

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