Do people who really try for IB ever just not make it? (Bay Street)
Basically title. I just started at a target in Canada (think QC/UWOAEO) and while I'm a very high achieving student and I plan to become very involved in EC's the potential of not landing a SA gig or a FT offer terrifies me after footing 100k over 4 years. I'm just curious if it's as competitive as people say it is, I've seen people on WSO say there are 100 applicants for every IBD spot and I really don't know what I would do if this didn't work.
Thoughts?
It's not the end of the world if you don't get a job in IBD... By your logic the vast majority of students paying college tuition should be scared shitless
I'm in the same boat as you but the people that are competitive for IB are competitive for other "high-paying" jobs as well. If you don't land IB you can go to corporate finance and lateral or equity research or S&T and if you have a good GPA at a target it shouldn't be very hard to land the interviews.
I do know someone who tried really hard but couldn't make the cut based on fit/culture perception. Not sure what he's doing now. Most people who don't "make it" end up getting positions at smaller boutiques, honestly.
`100k over 15 years @ 3% is 700/mo.
Annoying and shitty yes, but hardly life-ruining.
How do you get 3%? Im paying like 6.5% right now on my OSAP for a non-target BBA and its 400/month over 10 years. Brutal.
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