F100 to CB

I recently started a job at a F100 company in a division's FP&A team. My goal has been (for a while now) to eventually work in credit in some capacity, as I have credit internship experience but didn't land an offer in CIB/GCIB credit/Portfolio management in a number of BB's/balance sheet banks I've interviewed at. 

I took the FP&A role since I didn't really have FT employment since I graduated 2020 and wanted the decent paycheck and WFH capability in the meantime. From the feedback I received (when I could get it) after multiple final rounds, the hang-up always just seemed to be lack of FT experience but I almost always got good reviews on my technical/role knowledge and interviewers seemed to like me. 

I don't plan on applying to anything new for about a month or two, and my current management doesn't foresee a return to office until the New Year. Should I wait longer to start applying? Or should I stick with my plan of waiting a month or two and see if I can get something lined-up for after the new year? I'm also wondering if these types of teams take people year-round, it seemed when I was interviewing that they are always kind of looking for people especially how brutal it got over the past year and a half. 

Thank you for any advice.