How do Net Operating Losses (NOLs) affect a company’s 3 statements?

Straight from the 400 Qs, can anyone explain this using simple numbers? (I've seen this done but am confused by this explanation and want to be sure I'm not missing anything.)

The “quick and dirty” way to do this: reduce the Taxable Income by the portion of the
NOLs that you can use each year, apply the same tax rate, and then subtract that new
Tax number from your old Pretax Income number (which should stay the same).
The way you should do this: create a book vs. cash tax schedule where you calculate the
Taxable Income based on NOLs, and then look at what you would pay in taxes without
the NOLs. Then you book the difference as an increase to the Deferred Tax Liability on
the Balance Sheet.
This method reflects the fact that you’re saving on cash flow – since the DTL, a liability,
is rising – but correctly separates the NOL impact into book vs. cash taxes.

3 Comments
 
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So in simple terms, A NOL occurs in a year where the taxable income (=income before taxes adjusted for permanent and temporary differences) is negative. In a year where a NOL occurs, not only does the company not pay any income tax, but the company can also use the losses to offset any future profits (thus to pay less tax).

Simple example (tax rate at 40%)

2021 Taxable Income: (10)

2022 Taxable Income: 3

2023 Taxable Income: 5

For 2021 EOY, as a result of the NOL, the accounts would look like this:

Taxes Receivable: 0

Deferred Tax Asset: 10*0.4=4

Income Statement: 10*0.4=4

For 2022 EOY, accounts would look like this:

Taxes Receivable: 3*0.4=1.2

Deferred Tax Asset: 4-1.2=2.8

Income Statement: No effect

For 2023 EOY, accounts would look like this:

Taxes Receivable: 5*0.4=2

Deferred Tax Asset: 2.8-2=0.8

Income Statement: No effect

I actually do not understand the explanation in your post at all, I'm not sure why a DTL is created. You now owe less tax, hence you're essentially creating yourself an asset. Maybe someone else can weigh in on this, but I am quite confident in this...

 

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