Mental Math -- How to Start?

I'll be honest. I'm terrible at mental math. It's definitely my biggest weakness. I've always been bad at it, so I relied upon calculators throughout school, but that only led me to never develop the skill. Now I do fine on my quantitative exams on school because I have a calculator, but the moment I get a mental math question in interviews, my stomach drops and I really struggle.

I know I need to improve this ability for interviews. As much as I disagree with it, people seem to take mental math skills as a proxy for intelligence. Anybody have any suggestions on how to build my mental math ability from the ground up? I'm pretty much starting at square one here. Any resources, books, or study plans would be really helpful. Thanks in advance.

16 Comments
 

This right here...

Our generation has relied so heavily on calculators.

I've tried to steer myself away from calculators the last year or two in attempt to develop basic mental math skills. Once I come across a problem I'll initially work it out in my head and come up with an answer, I'll check my answer with a calculator and compare it with the one derived in my head. This is a rather unconventional approach but I can definitely see improvement since I've started practicing this method.

There's really no easy trick for mental math - it's all basically experience with developing the skill. Unless you're a natural wiz at mental math, which I'm sure some of you on here will be quick to admit. Nonetheless, keep at it until you become confident in your ability. Before you know it, you'll be excited for those mental math interview questions to come.

 

I'm a high school senior, but I've done math competitively, so I do have some experience doing mental math. A bunch of people are saying you should memorize a bunch of tricks, but I disagree. Hear me out.

Tricks are great. However, they are not replacement for practice. Before you start memorizing tricks, you should just do a bunch of arithmetic drills with pencil and paper. Get comfortable with numbers. You eventually build up a sort of intuition with numbers with enough mind-numbing, repetitive practice. After developing this intuition, you can really take advantage of the "tricks" and get acquainted with mental math. But once again, I don't really think you can do mental math very well unless you master pencil-and-paper math first.

 

Nearly a quarter of one of my BB FT interviews was purely on doing finance/accounting related math in my head. I was nervous about the interview since it was my first FT interview during senior year of college and struggled to do basic percentages and calculations without making simple mistakes along the way. Although I had all the qualifications and had networked my arse off, I didn't get the offer. :(

I learned the hard way that although mental math has almost no importance in IB once you get the job, it can be a deciding factor in interviews.

 

Qui nisi aut sint minima voluptates qui vel. Ea similique cum eius et molestiae mollitia. Eos qui sequi inventore tenetur explicabo.

Career Advancement Opportunities

June 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.8%
  • JPMorgan 01 98.2%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

June 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Morgan Stanley 02 98.8%
  • Evercore 01 98.2%
  • BMO Capital Markets 12 97.6%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

June 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.8%
  • Morgan Stanley 05 98.2%
  • JPMorgan No 97.7%
  • BMO Capital Markets 12 97.1%

Total Avg Compensation

June 2026 Investment Banking

  • Vice President (14) $434
  • Associates (44) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (13) $156
  • 1st Year Analyst (78) $151
  • Intern/Summer Analyst (72) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
BankonBanking's picture
BankonBanking
99.0
3
kanon's picture
kanon
99.0
4
Secyh62's picture
Secyh62
99.0
5
dosk17's picture
dosk17
98.9
6
GameTheory's picture
GameTheory
98.9
7
Betsy Massar's picture
Betsy Massar
98.9
8
DrApeman's picture
DrApeman
98.9
9
CompBanker's picture
CompBanker
98.9
10
bolo up's picture
bolo up
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”