Private credit vs senior / Super senior debt

Hi guys, we're looking to raise debt from unitranche providers for an acquisition plus a Super senior working capital facility from a bank. Problem is the bank requires leverage covenant levels closer to the unitranche covenant levels than the unitranche guys would like. Question is, what benefit does the covenant difference provide to the unitranche lenders and how important is this?

To put things into perspective the unitranche is 150m vs working capital of 5m, so even if leverage covenant were at similar levels, and the working capital facility was senior to the unitranche, in a liquidation scenario the unitranche guys would not be much worse off (only 5m). Am I understanding this correctly?

4 Comments
 

Can you reword the question to make it easier to understand, I'm confused on your question.

 

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