Retirement Defined Contributions if you want to start own firm in 5-10 years

Just secured a job offer and weighing pros and cons of opting-in to the UK Retirement Savings plan if I want to start my own firm in 5-10 years. Is that money not worth more to me in my pocket/ISA now rather than saving it for when I retire, at which point in time, the retirement money will be relatively minuscule? However, as the employer tops up 5% if you put in 15%, it is kind of like ‘free money’ from them. What do other people in the same boat do?

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