"Safety" job options out of undergrad

In undergrad with the goal of being a credit risk associate/VP at an investment bank and assessing "safety" options for a first job.

Would it be more feasible to:

Start in finance or operations at an investment bank, move to (non-credit) risk management, and move to credit risk.

or

Start in retail level small business banking at a regional commercial bank, move to middle market commercial banking, and move to credit risk at an investment bank.

My guess would be that the second option would make for a better applicant but I'm not sure how much it would help to already be working in the risk management division of the/an investment bank vs having built a relevant credit skillset but coming from a smaller commercial bank. I'm also assuming that the first transition in both progressions would be very doable which might not be true.