Should I take a year off in hope of upgrading courses to go to Queen's Commerce, or should I attend SFU Business?

Hi guys!

I'm currently finishing off my senior year in highschool and my grades are as follows:

Pre Calc 12- 98 Law 12- 94 Econ 12- 95 English 12: 76.....

I've wanted to go to Queen's for as long as I can remember but unfortunately, Queen's requires applicants to the Smith School of Business to have at least an 80% in English, so I couldn't apply. Other schools out east, such as Rotman and Schulich required Calc, which I didn't have. I got into SFU Business but I really don't want to go there due to the lack of student life and the opportunities that come with going there. I've considered taking a gap year to upgrade some of my courses (re-take English Provincial) and take Calc 12. If I do take a year off, I'd most likely be working at CIBC Bank as a teller. Would it be smart in this case to take a year off, or should I take SFU Business?