Should i try to early decision wharton and if rejected, early descision nyu
High school senior here in texas. If accepted i'll be 150-200k in debt when i graduate from either school. I can try to ed wharton first and if rejected try to ed nyu since nyu has a later deadline.
I'm sure i want to go into finance but not sure if i'll do ib right out of school. If i somehow even get in, Is the debt at either school worth it? My other option would probably be fordham with no debt or ut austin with no debt (provided i get in). Thanks.
Heres my stats:
I'm a senior rn oos in texas, asian
Gpa : 4.74 weighted, 3.74 unweighted (not ranked, my school only ranks top 10 percent, class of 600)
Sat :1560, PSAT :1490, national merit semifinalist atm
Ec's :3 years of high school jv tennis and tournaments outside of school member of BPA for two years (made it to nationals for Advanced Accounting) 30 hours volunteering at a thrift store, got a job at Whataburger since june 2021 Member of business club freshman year.
Courseload (Honors, PAP, Advanced same thing) Freshman Year
- Honors English 1
- Algebra 2
- Biology
- Honors world history
- Health and Pe
- French 1
- Principles of engineering
Sophomore Year
- PAP English 2
- PAP Pre-Calculus
- PAP Chemistry
- Human Geography
- French 2
- Physics 1
- Tennis
- Tennis
Junior Year
- Tennis
- Tennis
- AP Lang
- AP calc ab
- Accounting 1
- US History
- PAP French 3
- PAP computer science
Senior Year
- Late arrival
- Late arrival
- Ap lit
- AP calc bc
- Earth space
- Money matters
- History
- Advanced art
Ap exams : ap lang - got a 3 (will take lit and bc this year)
Recommendation letters : my ap calc bc teacher said yes and so did my accounting 1 teacher.
Yeah no problem ik chances r rlly low. Still u think its worth debt
Mccombs will get you where you want to be for half the price tag
Look into McCombs. It's not Wharton but it definitely gives Stern a run for its money. Especially if you can get into their BHP program.
Stern is depressing af. Like the comments above, I'd say go to McCombs. Absolutely go there if you get BHP. Prestige might seem nice now but when you don't have any friends and are constantly surrounded by a bunch of fobs talking about recruiting while also paying $85k/yr, prestige isn't quite going to cut it anymore. Texas is a great school for both recruiting and a fun college experience. Also I go to Stern and had the choice to go to UT so take it from me firsthand
what's wrong with stern? is it like to do with the absense of a campus / collegiality amongst peers ?
Everyone is hyper-fixated on IBD recruiting. It permeates the entire Stern culture. There is also no campus and COL in NYC is high af. No sports or campus to keep the student body connected. I have a great job lined up but sacrificed a lot socially to get it. And now looking back I can't shake the feeling that I could've gotten the same offer going to a school like UT Austin
Pretty impossible to go that deep into debt at Wharton. Max loan amounts are like 8k a year or something like that since it's purely need based
Worry about school costs after you apply. Top schools give generous financial aid. That being said, you don’t seem to be that competitive of an applicant so Wharton probably won’t happen. Nevertheless, apply to all the top schools shotgun style and hope some stick. Good luck
1 - why are you vomiting out a bunch of high school statistics to people who graduated over a decade ago
2 - wharton has mad females, all the broads there are from traditional wasp heavens like the hamptons and nantucket, go there
you want to study finance but you haven’t taken a single class of micro/macro during your high school career?
Why did you do no EC's senior year lol?
I'm currently at UF as a national merit scholar, so I practically get paid to be here. I pay for everything and still have a few extra thousand each year. I didn't do the masters 4 year program, haven't been involved with anything, and had one internship at an asset manager and still got an internship in IB at a top MM (think RBC). I have a few friends who are doing the four year master program and are in the student investment fund and that stuff and the are getting JP Morgan, Evercore, etc. I don't think the debt is worth it at all. It's definitely easier to go from an Ivy, but I don't think it's worth 200k. I would go to UT Austin they place well. You can go to any bank at any of the schools you listed, just have to work hard in college.
Apply ED to Wharton, do your best and don't look back. I'm not sure what your family's situation is but assuming you can, going in debt is worth it and it will pay itself back multiple times - arguably the same reason why MBAs pay 200k for 2 years to get a brand name but with even more upside value given it's for undergrad.
While you may get into banking at other schools, the opportunities you'll get are unparalleled at Wharton and the brand/network is a gift that will keep on giving far beyond getting into IB after grad.
Don't let others discourage you into not shooting your shot and taking the "safe" route.
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