Are there any good options?

I don't understand how people enjoy this line of work. Maybe nobody does and everyone is purely in it for the money, but what the heck is enjoyable about this? I am a student at a mid-tier school and finished up my IB internship this past summer at a mid-tier bank. I hated going to work every single day and constantly prayed for the minute that I would be let out. I got out of shape, was mentally miserable, and genuinely despised the tedious tasks I was assigned to do. The exits from my group consist mainly of MM and a few decent UMM. I do not understand what people are supposed to do in finance anymore. You either work 90+ hours a week and hate your life for years on end, or you end up doing some crappy job in corporate finance and hope to climb some bureaucracy-ridden ladder for the rest of your life. And yes, I was good at my job and received a return offer despite my hatred for it. I am genuinely seeking advice. It seems as though even if you tough it out for two years (which is not a short amount of time) you are still hoping to land a PE gig, which is ultimately just more tedious, menial work until you reach a senior level at ~30 years old. I don't come from any money whatsoever and am certainly grateful for the opportunity I currently have, but I can't help but feel I am wasting my life away. I love to travel and explore, and I am very entrepreneurial (very unique, I know). Is there some sort of happy medium where you can do something at least partially interesting, make a decent salary, and enjoy your life? Please give me any sort of advice or guidance, I have been so unhappy about the prospect of graduating and spending the next ~8 years in excel sheets while my twenties pass me by. 

11 Comments
 

This is a very understandable perspective and I'm not trying to undercut that, but I fucking love excel.

Maybe try working in Europe for a few years if you're able? Fewer hours and much more vacation time (and better vacation destinations). The nature of the work is the nature of the work though, not much to be done about that.

 

Based on the most helpful WSO content, here are some insights and advice for your situation:

  1. Balancing Career Choices:

    • Interesting Work, Great Pay, Work-Life Balance: It's challenging to find a role that offers all three. High finance often provides interesting work and great pay but poor work-life balance. Corporate finance/accounting might offer solid pay and good work-life balance but less interesting work. More interesting but less demanding vocations often don't pay well.
  2. Career Satisfaction:

    • Comparison with Peers: Constantly comparing yourself to peers can lead to dissatisfaction. Realistically, making $100K at age 30 puts you in the top 10% of earners, which is considered doing very well career-wise, especially outside major finance hubs like NYC, SF, or LA.
    • Personal Calculus: Determine what combination of factors (pay, work-life balance, job interest) makes you happiest. For example, some might prefer making $150K and working 45 hours a week over making $300K and working 65 hours a week.
  3. Long-Term Perspective:

    • Temporary Nature of Jobs: Many jobs, especially in "up or out" industries like finance, are temporary. If you end up hating finance, you can leave after a few years with a great skillset to pursue something less stressful.
    • Career Changes: Statistically, you'll switch jobs/careers 5-6 times over your life. Your current decision isn't as significant in the long run as it might seem now.
  4. Finding a Happy Medium:

    • Grey Area: Aim to operate in a grey area between all free time/no money and no free time/all money. Different people have different takes on what side is best, but finding a balance is key.
    • Risk Adjustment: Consider what Warren Buffet says about risk adjustment. It's about finding a balance that works for you personally.
  5. Meaningful Work:

    • Enjoyment and Interest: Figure out what you really enjoy doing. People are generally better at what interests them, which can lead to better job performance and satisfaction.
    • Meaningful Career: Choose a career that is meaningful to you, not just one that pays well. This can lead to greater long-term happiness and fulfillment.

For more detailed discussions and personal experiences, you can explore the following WSO threads: - https://www.wallstreetoasis.com/forum/investment-banking/who-is-happy-s…</a">Who is happy & satisfied with their current role? - https://www.wallstreetoasis.com/forum/investment-banking/is-ib-not-as-a…</a">Is IB not as attractive anymore? - https://www.wallstreetoasis.com/forum/investment-banking/why-work-the-b…</a">Why work the best years of our lives away? - https://www.wallstreetoasis.com/forum/investment-banking/are-you-guys-h…</a">Are you guys happy with life? Help me please.

These threads provide a variety of perspectives and might help you find the guidance you're seeking.

Sources: Are you guys happy with life? Help me please., Who is happy & satisfied with their current role?, Who is happy & satisfied with their current role?, Why work the best years of our lives away?, Are you guys happy with life? Help me please.

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 
Most Helpful

i mean not every job is meant for every person, you know? i say that as somebody that gave banking a go and decided it wasn’t for me. that’s okay! there are literally dozens of careers out there in finance alone - investment banking is just 1 of those careers. not to mention the thousands of non-finance careers that exist.

you might be surprised (i was) to find that there are some real … interesting … people out there that genuinely love finance/ib/dealmaking. other people are genuinely motivated by making very high risk-adjusted salaries. the vast majority of people, though, fall somewhere between tolerating it and outright hating it.

sounds cliche but maybe listen to your heart telling you this job may not be a good fit for you. if you hate every waking moment of a job - that’s not a good thing! i told my heart to suck it up for a couple of years to make some money, other people suck it up for much longer or much less. it really is ultimately up to you. happy to chat more if you want to dm.

 

Is this still the current job market in tech? I know layoffs hit pretty hard since a lot of people at places like Google and Twitter were barely working and making huge $$$ (and tiktoks about how ridiculously easy their lives were)

 

I can’t speak to it but everyone I knew from school who was looking for a tech job landed a tech job. The IB job market was just as bad as the tech one back then by the way. If you’re hardworking enough to break into high finance then I don’t see why you would be one of the bottom half of people who struggle to land a job in tech - just look at how many more positions there are. Also most of the people I heard who got laid off back then were able to find something relatively quickly.

 

Eaque ut quos vitae odit est nulla. Quia fuga sed voluptatem.

Tempora totam ipsum architecto sit. Amet vel ut est natus.

Sunt exercitationem ipsam repellat non. Voluptatem ea sit repellendus eum facere consequatur dolorum.

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee

Career Advancement Opportunities

June 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.8%
  • JPMorgan 01 98.2%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

June 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Morgan Stanley 01 98.8%
  • Evercore 01 98.2%
  • BMO Capital Markets 12 97.6%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

June 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.8%
  • Morgan Stanley 05 98.2%
  • JPMorgan No 97.7%
  • BMO Capital Markets 12 97.1%

Total Avg Compensation

June 2026 Investment Banking

  • Vice President (14) $434
  • Associates (43) $259
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (13) $156
  • 1st Year Analyst (75) $151
  • Intern/Summer Analyst (68) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”