18 y/o (25k) investing guidance

I’m a freshman in college and my parents gave me 25k to invest. What would you invest in? At my age and situation I’m very risk tolerant but don’t want to touch options or crypto (I want to invest all of it in equities or ETFs).

I’m hoping to buy around 5 different names that I can feel comfortable holding in my portfolio for years to come. So far I’ve been eyeing ARKG (Ark’s Genomic Revolution ETF), IPOE (SoFi’ SPAC) and OPEN (Opendoor). Thoughts? Suggestions?

22 Comments
 
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You want diversification? Here's a low-risk sample portfolio that still has the potential for high returns: 5k in Dogecoin, 5k in GME, 5k in OTM Tesla calls, 5k in Chamath Palihapitiya SPACs, and 5k in a Polymarket bet that Donald Trump will be inaugurated for his second term in two days.

 

100% do this, but swap Chamath's SPAC for PSTH (Bill Ackman's) and don't bet on the election. Put that $5k into OTM BB LEAPs instead. Can't go tits up regardless of which old fart takes over.

"If you don't have any enemies in life you have never stood up for anything" - Winston Churchill | "It's a testament to the sheer belligerence of the profession that people would rather argue about the 'risk-adjusted returns' of using inferior tooth cleaning methods." - kellycriterion
 

If you need crypto exposure, go BTC, not ETH or Doge lmao. Tesla shares, not calls. IPOE is a slam dunk, wall street has been trying to take SoFi public for 2 years.

PSTH will either be amazing or extremely meh. I fear his ability to source a unicorn deal, or at least a high quality one. In the age of SPACs, tech founders seem to be favouring those with great tech experience and insight; this lends to more deals going to someone like Chamath than a finance hardo like Ackman. Remember there is nothing stopping Chamath from creating a new SPAC to steal deal flow from Ackman if he really wanted to. He's dominating the tech field both in deals funded and performance.

 

Buy $20k worth of VTSAX and forget about it for 40-50 years. Fuck around with the other $5k picking stocks. 

You'll thank me in 40-50 years. 

Commercial Real Estate Developer
 

bitcoin will hit 50k in within two weeks

bold prophesy with a specific timeline - I agree - I think it will come up to 50K, but not sure when. I think it will get much higher as well, but I'm just an observer. 

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 

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just google it...you're welcome

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