did i ruin my life by graduating with a 3.4

Nah just lie in interviews and say you had medical issues/valid excuse or something. You might be cooked for MF etc but you probably already are since non target 

If u think a 3.4 gpa ruins your life then maybe it is

good luck at ubs

You’ll be fine. Your GPA only matters (and barely even) for your first year post-grad before you get any real experience. However, I would try not to make too many excuses about it if you were asked because it just sounds like you’re lying. I would just own it and explain why or at-least come up with a solid reason (more legitimate than what you’ve described) for why. Address it briefly and move on: “My GPA reflects a period where I was prioritizing X — since then I’ve [closed deals / built models / done Y].” Don’t be defensive. A clear narrative makes interviewers stop caring. Once you land your first role and get some experience, after a year you can remove your GPA from your resume and nobody will care.

No, I got offers from Tiger cubs, top LO and a MFPE direct investing role back when those programs were not built out all from a non target with a 3.0 GPA. If the only reason you had to underperform was "peer pressure" I would re evaluate your goals. The social pressure and incentive structure at funds will be similarly overwhelming perhaps more since your livelihood is tied. Also save yourself a headache put a 3.5 and network hard do not bring it up unless you have too, frankly good candidates are more than their resume...

Yes, it's all over lmfao

Nobody that didn't graduate cum laude ever achieved anything hahaha

Idk about now with all of the rampant grade inflation that goes on, but back when I was in school a 3.4 would put you in the top 25% of students for sure.

I've answered this question so many times it's getting tiring.

Clear path forward 

1. You already have a job, crush that over the next few years. Learn and work hard, either get promoted 2 or 3 times or make exits with a title bump.
2. Learn to network, go to events, conferences. Learn what makes people like others and how to get noticed (the hard work ain't worth shit if people don't know who you are).
3. Carve out time to study for and crush the gmat. Make it a 2nd hobby; I'm convinced most above average intelligence people can get a 95+ percentile score if they put the time in and know how to learn and improve.
4. M7/T-15 MBA depending on your wants and how scholarship money plays out.

Source: Underachiever who graduated from a non target with a 3.4 and a full time offer that would make this board die laughing. Now I'm 33, just made engagement manager at T2 consulting firm (got a nice return package after my internship and decided not to re-recruit for MBB - people may judge but I'm happy where I am and the money is damn good).

ignore Nobody Man

you failed in life. don't even try to remediate your path or make any attempt to do something worthwhile with it. Your GPA ruined your life for next week, next month, next year, 10 years down the road and even 30 years later.

that's how it works, because if you look around, the elders that died successful and happy were +3.5 GPAs, and the rest, the depressed, the weak, the ones who are full of "what ifs" were sub 3.5 GPA (neither the 3.49 GPA managed to be happy, because he lacked 0.01 points).

You'll come to realize GPAs don't mean much after your first job or two. Graduated from undergrad (non-target) with 3-4 Cs and 1 D, made the 3.5 at graduation due to loading up on easy electives my senior year - had many semesters with my GPA being sub-3.4. 

Never impacted me.

Yes. Finding jobs will be harder. You’ll need to outwork everyone else early in your career to have people vouch for you & find opportunities that way.

Touch grass.

You'll need to grind harder than others but doesn't mean you can't make it. I had a 3.4 from a target but networking got me to my first gig, and it's been upward since