Investing for American new to Canada?

Hi all, as an American new to investing in Canada,

May I check that a simple but optimal investing strategy would look something like this:

  • Open Wealthsimple accounts as it is the easiest to use brokerage despite not having the lowest fees
  • Max out on a Canadian fund like VGRO in RRSP; avoid PFICs & 15% withholding tax
  • Invest the rest in US funds like VTI, VXUS and BND, adjusting the allocations as age goes up; incur the 15% withholding taxes and currency conversion losses but avoid PFICs which are worse

Is this an optimal arrangement?

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