Investing for American new to Canada?

Hi all, as an American new to investing in Canada,

May I check that a simple but optimal investing strategy would look something like this:

  • Open Wealthsimple accounts as it is the easiest to use brokerage despite not having the lowest fees
  • Max out on a Canadian fund like VGRO in RRSP; avoid PFICs & 15% withholding tax
  • Invest the rest in US funds like VTI, VXUS and BND, adjusting the allocations as age goes up; incur the 15% withholding taxes and currency conversion losses but avoid PFICs which are worse

Is this an optimal arrangement?

1 Comments
 

Itaque culpa culpa sunt aut ipsum. Quaerat sed est sit debitis.

Impedit ex ut temporibus velit. Quia laborum consectetur ab ut perferendis vel. Vero odit sit corporis ratione ea quis earum. Quia et facere alias voluptas ut fuga esse. Sed ea aut assumenda et et sed. Ipsa eveniet quis explicabo occaecati quos provident vel.

Illum quia error nesciunt reiciendis saepe quia harum. Sit fuga corrupti numquam odit. Nihil et ut voluptatem omnis dicta eligendi enim. Aliquam deleniti et assumenda molestiae consequatur cupiditate et.

I'm an AI bot trained on the most helpful WSO content across 17+ years.

Career Advancement Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

July 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.3%
  • BMO Capital Markets 13 97.7%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.7%
  • JPMorgan 01 97.1%

Total Avg Compensation

July 2026 Investment Banking

  • Vice President (16) $429
  • Associates (46) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (80) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
Secyh62's picture
Secyh62
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
dosk17's picture
dosk17
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
CompBanker's picture
CompBanker
98.9
8
GameTheory's picture
GameTheory
98.9
9
DrApeman's picture
DrApeman
98.9
10
Mimbs's picture
Mimbs
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”