Resume dilemma - 3.5 in my bachelors and 3.75 in associates

hello everyone!

I'm new in this forum and I welcome any recommendation regarding the issue at hand: I am a recent graduate in finance/investments and I have applied to many entry level jobs in financial consulting, equity/fx/proprietary trading, investment banking, corporate finance, operations, you name it. I just want to start a career within the fiance/investment domain. the thing is I have no experience whatsoever in these areas and I couldn't afford unpaid internships during my college years. My GPA is around 3.5 in my bachelors and 3.75 in my associates.

I have 2 resumes used interchangeably. The first one includes my work experience which are basically low skilled jobs and the second one substitutes the work experience part with 'related coursework'. So far I have received just a couple of offers with prolonged unpaid training and commission based afterwords or stipend money, which is not enough. If i can make it through the 1st HR filter I am sure I can make it through the interview.

The dilemma thing is: which resume should I use? the one with related coursework that has no work experience in it at all, or the other one with my work experience? Or is it better if I combine them into one?

Any recommendation from monkeys will be appreciate it.

P.S. If you have any suggestion in which area should I focus my job search where chances to get into are greater you're welcome to share it.