Should I transfer?

Hi

Im a rising freshman at University of Pennsylvania aka. Upenn/Penn. When I applied,I thought that their one university policy allowed me to switch between the undergraduate colleges so I randomly selected a science major-Biology- in the College of Arts and Sciences。However, I have found that my interest/career direction would be better be served with a finance major which would require that I tranfer internally to Wharton. Although I have yet to start my freshman year, I dont think that I would be able to attain the 3.8GPA that is needed to apply to transfer so I was wondering if I should apply to transfer elsewhere as well just in case my Wharton transfer is denied?I am considering Columbia,Yale ,Harvard and MIT mainly because I have never applied there before. Thanks for any feedback or advice you can provide!

 
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