PGIM investment analyst low pay

I was quoted 85k + 20% bonus for an investment analyst in tier 1 city. They are looking for 1-2 yr experience. Is this normal comp???? Thought it felt low….especially for PGIM. My buddy in Chicago is 2 years in his CRE career and is making 100k base at a capital markets shop with 20-40k bonus.

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PGIM pays low for junior people but it’s the type of job that will lead to good things elsewhere. I would personally take it and lateral to a higher paying firm as soon as you can. Maybe wait two years and see if you can get an associate title. Associate at credit funds could be as high as $250-$300k. But gotta put in those two years at pgim.


Also want to be clear - this is with their debt fund and not their agency lending team right? Agency lending will not give you the same exit opps 

I know it’s hard to understand at your age but you and your buddy both make essentially no money so it doesn’t matter. Need to think longer term. Who will be in a better position to land on a reputable debt fund job in two years - you or your buddy? Capital markets is not a skill set that gives you nearly the exit opps that investing does 

 

That makes sense honestly. Just I guess was curious why a big difference in junior pay. But I honestly thought capital markets is well respected, and you could still get into a good credit / investment platform after capital markets? His role is debt and equity, would that be better than investment sales?

 

Capital markets is a great job. It can definitely lead to working at a debt fund and I know people who have done that exact path. But firms will always prefer to hire an analyst from another debt fund who already knows how to do the job over a broker from JLL. General RE experience is good but RE investing experience is better (if you plan to work on the private equity or credit side long term)

 

Associate 1 in RE - Comm

PGIM pays low for junior people but it’s the type of job that will lead to good things elsewhere. I would personally take it and lateral to a higher paying firm as soon as you can. Maybe wait two years and see if you can get an associate title. Associate at credit funds could be as high as $250-$300k. But gotta put in those two years at pgim.


Also want to be clear - this is with their debt fund and not their agency lending team right? Agency lending will not give you the same exit opps 

I know it’s hard to understand at your age but you and your buddy both make essentially no money so it doesn’t matter. Need to think longer term. Who will be in a better position to land on a reputable debt fund job in two years - you or your buddy? Capital markets is not a skill set that gives you nearly the exit opps that investing does 

What kind of exit opps is realistic for Agency lending? 

 

Can I ask what city, I am currently an intern in debt origination for a mortgage banking company in the bay area as a rising junior and I am looking to get an internship at PGIM next summer on their debt lending team hoping to turn that into a return offer -- any guidance as what I should do and other types of internships I should apply for?

 

I wrote this a while back on PGIM (Prudential Real Estate Investors).

https://www.wallstreetoasis.com/forums/pgim-real-estate-sa-interviews

Pru. The Rock. Trainer of the Street. Things change over time, but it is one of the best analyst programs out there. This is where you can develop a good network and lifelong friendships. Great stories of analyst travel. Lots of cranking. Deal flow. Geographic diversity. Product type diversity. You will have an impressive deal sheet in a normal market. You'll understand "buckets of money" and the associated capital behavior (differences between core, core plus, opportunistic, open ended, separate accounts, etc). You will understand what makes an asset and sponsor institutional, worthy of Pru.

If you're in Transactions/Acquisitions, you'll be an investment thesis wizard. LPs will know your background with the mention of the word Pru on your resume. Developers will want to pick your brain as you've seen the inner workings. If you can get in, and the bar seems to get higher and higher, you will be set for your next job in real estate. Great career brand and legit 3-year analyst program.

For you MBA types, Associate program also good. Pru doesn't necessarily only hire out of college undergrad. Some hiring managers like their analysts to have a year or two of seasoning/maturity. I've seen mainly targets and semi-targets, but occasionally non-targets too. So, you didn't totally miss the boat. But you have to be in the right place at the right time. The 3-year nature means there is periodic churn, but they will wait for the right candidate. Buy a HP-12c. Have an investment philosophy but be ready to learn from others on live deals. I think you need to be a good business writer and quant (IC memos). You need an outgoing personality but self-aware. Demonstrate you have good judgement and rational thinking. I think for analysts, real estate quant ability over salesmanship. If there was ever a "VC for real estate development" this is your training ground for a few years. Good luck.

Have compassion as well as ambition and you’ll go far in life. I am interested in digital immortality. Check out my blog at digitalimmortality.com
 

Am I crazy or does that not actually seem too bad for 1 YOE? Maybe it's because I'm on the dev side and came from construction, my first job out of college at a GC was $57k and a frozen turkey at Thanksgiving. 

Maybe you're first year isn't great, but think about where you'll be in Year 5 if you advance, that's where the real money comes in. A $15k difference at the very beginning of your career is nothing in the scheme of things. PGIM is a good shop, take the job and work your way up, the money will come. 

 

It's definitely lower but they say Prudential trains the street.. it has good exit opps down the line especially groups like originations.

 

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