22 Year Old Failure Seeks Advice re: Breaking into Finance

For the sake of brevity, here is my information:

*22 years old
*flunked out of undergrad after 2 semesters (did not have my stuff together, smoked pot all day and did not go to class)
*worked various random jobs (sales, paralegal, billing)
*failing entrepreneur (started a b2b sales business last year, not going well at all - haven't made any $)
*due to aforesaid early UG failures, am forced to enroll in community college (semester begins in March)

In the past few years, I've cultivated a sincere passion for finance. It's been something of a dream of mine to land a job in investment banking, equity research and, long-term, private equity.

Attempting college seriously, for the first time, I'm considering majoring in business, economics or finance. I have zero interest in earning a degree in accounting, or working in accounting.

That said, what are some things I can do to best position myself to be an attractive candidate for middle market companies (provided BB's are unequivocally out of the question for me) given my horrible academic past and community college future?

I've been advised to seek out an internship or a job with a business broker, as the barriers to entry are not particularly high and the work, while on a completely different level, overlaps somewhat with my dream jobs.

What would you recommend to someone in my position? Perhaps something like corporate banking might be a better fit? I don't know....

Advice is sincerely appreciated. Thank you in advance.

Comments (65)

Feb 1, 2010

You're "attempting college seriously" but you have "zero interest in earning a degree." What on earth are you talking about?

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Feb 1, 2010

I should clarify: zero interest in earning a degree in accounting, or working in accounting.

Feb 1, 2010

Step 1: stop smoking pot, don't drink.
Step 2: can you transfer to a better school after a few semester at your community college? Maybe you can apply to a state school or even a semi-target or something. You should be more mature than your fellow CC'ers, which would put you at an advantage when it comes to grades. Get some A+'s, build up a resume, and transfer to a good school as soon as you can.

Feb 1, 2010
NYNY:

Step 1: stop smoking pot, don't drink.

Thats not good advice.

Feb 1, 2010

Yeah, I don't plan on earning an associate's or anything - my plan from day 1 is to get a 4.0 and transfer to the best possible school. I have already completed Step 1, for what it's worth...

My concern is that my community college roots may preclude me from any opportunities to work in banking moving forward.

Best Response
Feb 1, 2010

Steps:

1) Play up being an entrepreneur. Use it to explain why you're so old - you took time off to create the next MSFT, didn''t quite make it, so decided to start college over.
2) Get a 4.0 your first two semesters at CC, suck your professors off a little, and get good recs
3) Transfer to a target school, as a freshman
4) Maintain aforementioned 4.0 - make no mention of your CC background, play up the entrepreneur bit
5) Get a spot in BB PWM summer after freshman year
6) Maintain said 4.0
7) Get an SA in banking (BB, MM, wherever)
8) Maintain said 4.0
9) Get an SA at a BB
10) Maintain said 4.0
11) Graduate w/ BB job

It won't be easy, but assuming you work hard you'll be 27 when you graduate with a great job.

There are ways to save time on this plan (transfer in as a sophomore, go to a 3-year UK school, etc), but that's the basic outline

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Feb 1, 2010

Drexel Alum: Thank you for the advice. I don't think I can ever truly escape my academic past or CC background as most employers demand transcripts from all institutions attended. If I could somehow (legally) avoid disclosing these disasters, I would be much more confident in my outlook.

Feb 1, 2010

What is it with these dumbass kids flooding WSO thinking that they have a right to investment banking just because they have a passing "interest in finance"? This is not the 70's anymore. Investment banking and private equity are as much of professions as any other high paying career (doctors, lawyers, etc) and takes years after years of dedication to achieve. These people have worked their ass off starting as early as freshman year of high school so they can get into a good college, and then start over in college so they can get a good job. Do you really think that you can replace all their work with your twenty minutes of seriousness?

Sorry to say (not really), but you're shit out of luck. You will never ever work in high level finance.

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Feb 1, 2010
SirBankalot:

What is it with these dumbass kids flooding WSO thinking that they have a right to investment banking just because they have a passing "interest in finance"? This is not the 70's anymore. Investment banking and private equity are as much of professions as any other high paying career (doctors, lawyers, etc) and takes years after years of dedication to achieve. These people have worked their ass off starting as early as freshman year of high school so they can get into a good college, and then start over in college so they can get a good job. Do you really think that you can replace all their work with your twenty minutes of seriousness?

Sorry to say (not really), but you're shit out of luck. You will never ever work in high level finance.

no dumbass, he is admitting he fucked up and is now trying to get his life back together and I'm sure if thats the case, he will work his ass off and hopefully land a job in banking. true, he's definitely started off on the wrong foot but that doesn't mean he can't change his life. If he does well in community and xfers to a top school and networks well, he can be in a good position. Your comment on never working in a high level of finance is retarded .

Then again, if he has no drive and wants an easy way into finance, you would be right.

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Feb 1, 2010
SirBankalot:

What is it with these dumbass kids flooding WSO thinking that they have a right to investment banking just because they have a passing "interest in finance"? This is not the 70's anymore. Investment banking and private equity are as much of professions as any other high paying career (doctors, lawyers, etc) and takes years after years of dedication to achieve. These people have worked their ass off starting as early as freshman year of high school so they can get into a good college, and then start over in college so they can get a good job. Do you really think that you can replace all their work with your twenty minutes of seriousness?

Sorry to say (not really), but you're shit out of luck. You will never ever work in high level finance.

Are you one of those people who has wanted to be in IB since freshman year of hs? No offense, but many people like that feel entitled to IB jobs, even though they're not always the best for the job. It pisses them off that some people can get a late start, and in the end still wind up ahead. If the OP is really driven, and finally has his head on straight, he can probably do well for himself. Maybe not a top-notch IB, but there are plenty of other exciting and lucrative options out there. With the right attitude, drive, network, and internships, OP could probably get the MM gig he desires. Take that seriously, and maybe 20 years down the road, you will be doing well in PE.

Feb 1, 2010
SirBankalot:

What is it with these dumbass kids flooding WSO thinking that they have a right to investment banking just because they have a passing "interest in finance"? This is not the 70's anymore. Investment banking and private equity are as much of professions as any other high paying career (doctors, lawyers, etc) and takes years after years of dedication to achieve. These people have worked their ass off starting as early as freshman year of high school so they can get into a good college, and then start over in college so they can get a good job. Do you really think that you can replace all their work with your twenty minutes of seriousness?

Sorry to say (not really), but you're shit out of luck. You will never ever work in high level finance.

To SirBankalot:

Whoa! Really?

1. SirBankalot are you serious or are you just trying very hard to pretend to be an asshole.....?

2. This guy (OP) is trying to get his shit together and make it into finance. It is called the American Dream.......

Why be immature? Why sound like a 4th grader? Why do you think your shit dosen't stink....!

3. Freshman year of high school...........!? So what your saying is you have been "preparing for a career in Investment banking" since you were 14-15 years...wait, wait for it, ok and the grand response is:

HAHAHAHAHHAHAHAHAHAHAHAH!!!!!!!!!!!!!!!!!!!

That is sad, I hope you finally work in Investment Banking, because if you don't you should just find a new post, then take your insecurities out on another person who is asking for sincere advice and take your insecurities out on someone who may have possibly fucked up or made some choices they shouldn't have (in the past, who has not, seriously who never fucked up? everyone does at some point) but now this person (OP) is trying to create a new path, a clean slate. To become successfull and do what he has got to do to make it.

Conclusion to SirBankalot:
Go stick your nose in the fuckin' air and maybe some tall guy will accidently fart on your face....

To OP:

Dude don't listen to people like this guy, they are people who have their entire life path set out, I bet Sirbankalot knows precisely how many times he is gonna wipe his ass tomorrow when he takes a shit.

Also, go for it man. Get good grades, transfer, network, do some internships....even during the year (if you live in NYC or a city that could offer that), biuld up your resume and tailor your resume to focus on anything finance related. Apply to BB MM IB's And make it happen Good luck, see ya on more forums

Not everything in life is fuckin' perfect and not everything in life is set in stone, there are exceptions..... Even in Investment banking...

So go for it, good luck

Feb 1, 2010
SirBankalot:

What is it with these dumbass kids flooding WSO thinking that they have a right to investment banking just because they have a passing "interest in finance"? This is not the 70's anymore. Investment banking and private equity are as much of professions as any other high paying career (doctors, lawyers, etc) and takes years after years of dedication to achieve. These people have worked their ass off starting as early as freshman year of high school so they can get into a good college, and then start over in college so they can get a good job. Do you really think that you can replace all their work with your twenty minutes of seriousness?

Sorry to say (not really), but you're shit out of luck. You will never ever work in high level finance.

Playing devils advocate, I can understand the frustration with people who come in working hard at school from day one to land a good job; how its not fair that other people come in latter in the game can get the same opportunity. But guess what? Life isn't fair, especially banking. My little brother graduated early from HS, and is at Claremont McKenna & has one thing on his mind: Goldman & Sachs. But he could work his ass off for four years, do everything right, & get through interview 48 just to get dinged; then someone with your background might get it over him.

Op, as you've seen, a lot of people on here have fucked up some years of school, including yours truly. I just got a SA BB offer w/ my cum GPA being a few points lower than the cut off, but networked a little and they gave me a shot to explain my GPA.

So here's what you need to do. Even though you have conducted yourself as a piece of shit up to this point, shake it off and start working your ass off. Obviously you have addictive tendencies (relatively); so I would got to school as far away from the people you were partying with as possible. Go to school were your only friend are your textbooks & 10:00 bed times. It'll be lame, but you spent up your good times. Also, knock it out of your head that you want nothing to do w/ accounting; that's the dumbest fucking thing I've heard a wanna be banker say. Accounting is incredibly important to banking, it's your bread and butter. It would behoove you to take as much of it as possible and excel.

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Feb 1, 2010
SirBankalot:

What is it with these dumbass kids flooding WSO thinking that they have a right to investment banking just because they have a passing "interest in finance"? This is not the 70's anymore. Investment banking and private equity are as much of professions as any other high paying career (doctors, lawyers, etc) and takes years after years of dedication to achieve. These people have worked their ass off starting as early as freshman year of high school so they can get into a good college, and then start over in college so they can get a good job. Do you really think that you can replace all their work with your twenty minutes of seriousness?

Sorry to say (not really), but you're shit out of luck. You will never ever work in high level finance.

I know nothing about your trajectory nor do I care to know, but you better not be one of those Gordon Gekko wannabes - he's a community college kid! It'd be the ultimate in hypocrisy.

Feb 2, 2010

jtbbdxbnycmad,

You're giving him too much credit. He's probably the douchbag in the corner cubical that everyone ignores. Every firm has one of these hardon's.

Feb 2, 2010

Sir Bankalot, maybe you had to work that hard to make up for such a shitty personality? People skills are important for long-term successful in this business and this is where you'll likely fall short. Do you pay for sex or is someone actually insecure enough to sleep with you?

Banker718, I think you can make it in IB, you've found the right place for advice ad you seem to have a good game plan.

Feb 1, 2010

Sir Bankalot: Your post implies that I will never work in "high level finance" based on an inference you made that I merely have a "passing interest" in finance and no propensity to be consistent in that endeavor. I'm not quite sure how or why you deduced that from what I wrote, but I do understand the rigid academic trajectories that lead people to careers in finance, Big Law and medicine.

I obviously understand the importance of consistency in this regard, hence my question about whether or not a few wasted years precludes me from being an attractive recruit after graduating from a good college.

Feb 1, 2010

bro your best shot is transfer to a solid school (even state) and maintain 4.0 throughout. i think you can overcome it

Feb 1, 2010

FYI...I started at a large state school, some unfortunate shit happened, left, picked it up again at a local community college, transferred to a semi-target, and just recently landed a FT offer at a BB. I'm a little older because of all this, but I'm not too concerned about it. Not really advice for you, but more like inspiration. It can be done.

Feb 1, 2010

this is a case for AnthonyD1982

Feb 1, 2010
adapt or die:

this is a case for AnthonyD1982

LOL I wouldn't go that far.

Feb 1, 2010

You won't have to submit CC transcript.

If you can transfer to a decent school and go through on campus recruiting, you will only submit a resume and possibly a transcript from the school you are at.

Feb 1, 2010

dude you arent that far off track. Get good grades, transfer to a good school, and then your whole past is erased. Plus u have interesting entrepeneurial experience which makes u more attractive. Congrats on getting back on track. Now get to work.

Feb 1, 2010

stop reading WSO and start reading your textbooks, now. drexelalum gave you the road map. the rest is up to you.

Feb 1, 2010

22 is not old. Matter of fact, given your maturity level, I'd say it has a major benefit: now that you've seen what you DON'T want your life to be like, you've got a source of motivation to turn it all around.

I never dropped out of school, but I slacked by first 1-2 years (low GPA, didnt care much, etc...). But once I realized that I was fuking up, I went balls-to-the-wall, boosted that number up to >3.6 (which means my last 4 semesters were all close to 4.0s), networked like a mad man, and got a couple offers (including a top IB) -- all this from a non-target.

Thats what you got to do. Get into that CC, demolish all your courses (aim for that perfect 4.0 dude), transfer to the BEST possible school you can, and start networking once you're there. Def play up your entrep. experience. Maybe start getting into one or 2 extra-curric's that you enjoy/can really excel at. All this well help when trying to transfer/get a job.

Dont listen to the haters.

Feb 1, 2010

just throwing it in here, when he tries to transfer to a semi-target from a cc - that school will also look at his transcript from his original school (he has to send them all in) but for employers, you would only have to submit your graduating transcript. Might be harder to transfer to a good school with a bad transcript even if its an older one. Correct me if i'm wrong.

Feb 2, 2010
excelsior:

just throwing it in here, when he tries to transfer to a semi-target from a cc - that school will also look at his transcript from his original school (he has to send them all in) but for employers, you would only have to submit your graduating transcript. Might be harder to transfer to a good school with a bad transcript even if its an older one. Correct me if i'm wrong.

this be da truff!

You can do it man, and even in investment banking, its not what you know, its who you know. GPA is key cuz you can fall back on it, but make sure you're making friends in the financial field, get those internships, work for smaller firms, meet people in the field, join your chamber of commerce. You'll be where you want to be before you even know it.

Feb 1, 2010

Who the fuck wanted to be an investment banker in freshman year of high school? Sirbankalot you're a fucking douchebag.

"I wanna Thank the Good Lord for Making me a Capitalist"

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Feb 1, 2010

i would be surprised if you could transfer from a community college to a target school. if thats the route you want to take northwestern would probably be your best bet.

Feb 2, 2010
Barcadia:

i would be surprised if you could transfer from a community college to a target school. if thats the route you want to take northwestern would probably be your best bet.

I would probably agree with this.. And almost 80% of the analysts I see in the Chicagland area are from Northwestern...

I regret not transferring there when I had the shot.. Never even applied :-/

At that time I knew I wanted to get in finance, but IBD never crossed my mind. So now with a 3.9 from a non-target, I need to network my ass off...

Feb 1, 2010

Don't think too far ahead...as you know, things don't always go as then plan. Just work your ass off in school, transfer, grab a couple internships, and you will have a chance. I won't say 'you'll be fine' but thats all you can do. Don't worry about the CC background, you can't control that. Only worry about what you can.

Feb 1, 2010

I wish this guy success, but is there a realistic shot at getting into to a semi-target from CC?? I mean, it's freaking CC (no offense OP, I hope you make it...I'm just curious is all)

Feb 1, 2010
swagon:

I wish this guy success, but is there a realistic shot at getting into to a semi-target from CC?? I mean, it's freaking CC (no offense OP, I hope you make it...I'm just curious is all)

Gotta disagree, I know guys who've transferred from CC to top-5 schools.

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Feb 1, 2010
drexelalum11:
swagon:

I wish this guy success, but is there a realistic shot at getting into to a semi-target from CC?? I mean, it's freaking CC (no offense OP, I hope you make it...I'm just curious is all)

Gotta disagree, I know guys who've transferred from CC to top-5 schools.

Well, I wasn't making a point, just posing a question. Anyways, good to know this guy has a shot if he really wants it.

Feb 1, 2010

If you re smart, careful and hard working you will be able to get away from the years you weren't mature enough to work hard.
I have a friend who also lost a couple of years in college and he's doing well ... maybe not like high finance well but he will get there.

work hard and network

it might be a while until you get your first job in finance.. and you will spend a lot of time trying to get one...

don't listen to retards who bought a degree and didn't learn shit in college.

Feb 1, 2010

Great post, realistic and good advice on here.
Agree with above post

Feb 1, 2010

Are people giving this legit responses? Gotta love it.

Feb 1, 2010

Shit, I'm 24 years old...he is young, the only difference is that I built a business that grosses a million+ a year from scratch when I was 21 and yes I did attend school (sanitary engineering school) for 4 years.
I have an interest in finance from doing my own accounting. Unlike this fellow prospective monkey I work my ass off.
SirBankalot I completely understand where you are coming from but obviously with his track record, most likely he will drop out and fall in to his ways again.

If anyone wonders why im giving up such a fabulous trade.....
I achieved my goal of bringing in 1mil+ in gross income in 1 year (since im set up as an S-corp) by 24 and was pitched by an MD to start a carrer in finance. (senior pay is also very attractive and since high school always had a thing for finance).
Is this a valid excuse to have an interest in finance? AM I TOO OLD??

Feb 2, 2010
helphere:

If anyone wonders why im giving up such a fabulous trade.....

No. Nobody cares here, or anywhere else. And nobody wants to here about your "fabulous" opportunity to make $5,000 a week from home posting adds on Google.

Feb 2, 2010
westfald:
helphere:

If anyone wonders why im giving up such a fabulous trade.....

No. Nobody cares here, or anywhere else. And nobody wants to here about your "fabulous" opportunity to make $5,000 a week from home posting adds on Google.

hahaha

Feb 2, 2010
westfald:
helphere:

If anyone wonders why im giving up such a fabulous trade.....

No. Nobody cares here, or anywhere else. And nobody wants to here about your "fabulous" opportunity to make $5,000 a week from home posting adds on Google.

another sour hater and its more like $15,000.00 a week do the math idiot.
Aren't you the douchebag that considers himself a bro....? grow up jackass
obviously there is a reason behind on why I used the word fabulous... sarcasm...

Feb 1, 2010

GORDON GEKKO WAS A CC KID LOL

Feb 2, 2010

First priority is to get good marks. Find a "study-partner" who is good with courses can be helpful - better if he/she has a strong will. Anything else? Don't worry too much. You are like me 5 years ago when I had to do UG all over again, and it's great pain to see buddies get a job and move on without you(still painful these days when I'm struggling with graduate courses when people younger than me get involved in Doctoral studies).

If you ask me, this "pain" can hurt you greatly if you don't take care of it (you start this topic because of it, isn't it?). Try to get some support from family/etc. I cannot talk much about finance because I'm from statistics. But again, hardwork and strong will always pay off.

Good Luck!

Oh, BTW here's one additional advice: Learn more MATH/STAT than required.

Feb 2, 2010

Post on this site again in 4 years. I wonder If this will work for him.

Feb 2, 2010

I actually have an AA from a CC, and I'm starting as a FT analyst at a BB this year. To answer the question about transferring to a target, I know a guy who transferred to Harvard a few years ago. Harvard only accepted 69 of his roughly 100+ credits, but he went to Harvard. Also, I could have transferred to Stanford from CC, but I chose not to. If he can transfer to Harvard and I could have transferred to Stanford, I'm sure you'll probably be able to transfer to a target or a semi-target if you're willing to put in the work.

You just need to make sure that you're ready to get serious about putting in the requisite work. It sounds like you have a goal (to break into banking), and having a goal can make all the difference. It's easy to spin your wheels when you don't know exactly where you want to go. Now that you know where you want to go, you should have a much easier time taking the necessary steps to get there (i.e. work hard in school, network early, continue building your resume, etc).

Best of luck!

Feb 2, 2010

Westfald: Accounting is certainly a vital part of banking. I only meant that I was uninterested in pursuing it as a career (e.g. auditor, CPA, etc.,)

Next step for me is to get a 4.0 at this CC with transferring to a good school on the horizon. Transferring to a target or semi-target, will likely be an uphill battle even with a 4.0 given my prior transcript, though not entirely insurmountable.

As someone said earlier, I don't want to make the mistake of focusing entirely on the (somewhat) distant future but I think it's important to still have that dream, that end game, to keep me in check.

Thanks to all of you for the kind words and helpful advice, I really do appreciate it and find this thread to be a testament to the usefulness of a forum like Wall Street Oasis for an "outsider" such as myself.

I remain hopeful, in part because many of you were nice enough to relate your own personal anecdotes to me.

I'm very encouraged by some of the thoughts you guys were nice enough to type out to me here and via PM's. It's inspiring to know that others have successfully overcome similar situations and that my own mistakes are potentially redeemable.

I will keep you guys up to date on my situation in the coming months.

Feb 2, 2010

Kid get out of here and try collegeconfidential

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Feb 2, 2010
SarahP:

Kid get out of here and try collegeconfidential

Sarah's correct, don't worry about this site. It's good you got some advice, but you need to worry about getting into a quality school first. And to the kid who said he could have transferred to Stanford from CC, I'm just not buying it. I tried to transfer my jr. year with a cumulative 3.78 in engineering (applied) physics and being a research assistant for a Noble prize winner and got immediately rejected. They accept 8 transfers a year. I'm not saying its not possible, it just seems unlikely. Maybe if your degree is sanitation engineering you'd have a better shot.

Feb 2, 2010
westfald:
SarahP:

Kid get out of here and try collegeconfidential

Sarah's correct, don't worry about this site. It's good you got some advice, but you need to worry about getting into a quality school first. And to the kid who said he could have transferred to Stanford from CC, I'm just not buying it. I tried to transfer my jr. year with a cumulative 3.78 in engineering (applied) physics and being a research assistant for a Noble prize winner and got immediately rejected. They accept 8 transfers a year. I'm not saying its not possible, it just seems unlikely. Maybe if your degree is sanitation engineering you'd have a better shot.

That doesn't change the fact that it can be done, and that the Stanford transfer admit rate is significantly, significantly higher than the offer rate in to investment banking.

Feb 2, 2010

I think it's been said here in bits and pieces, but I'm going to say it directly. OP, what will help you the most is a helping hand from someone who matters. Obviously, do all the work-hard-get-4.0's-then-transfer stuff, but that is a given. What will be MOST impactful, is to get in good with someone who can make the right calls, take you to lunch with the right people and get you in WITHOUT having to be scrutinized.

Don't come to these boards for motivation; if you really want it, then it will be there for your taking.

Feb 2, 2010

You have made mistakes...Who hasn't. The best thing is that you have made them early in your life. If you are serious about a career in finance, you have got to put the "plug in the jug" and study, study, study, NOW! And, if appropriate, in the future you can explain your substance abuse problem and how you overcame it (well all hope that you do, well most of us anyway).

Don't let others limit your goals.

Feb 2, 2010

Rudy! Rudy! Rudy!

Feb 2, 2010

stanford is very very hard but berkeley transfers from CC is definitely possibe

Feb 2, 2010

Everybody has a shot. Truth is this guy only has a shot through networking. I'd aim high, and hope you end up in the middle. A great opportunity might to break off into corporate finance and climb the ranks of some public or private company. Make M&A decisions for a MM business. Equity pay can payoff big time if things work out.

Feb 2, 2010

dude, you can't think of yourself as a failure..
you have to prevent a confident image to the world to get any of your goals achieved

Feb 2, 2010

^^^ Yes, I'm sure there is a possibility; but with a 2.12% acceptance rate I would just think it would be nothing to hope for. Just think of it from a admissions perspective: I have candidate A from UC San Diego w/ a 4.0 & B with a 4.0 from Albany CC, I have to pick one, obviously it's the former. Most state schools are significantly harder than CC's. Berkeley , however, if I'm not mistaken has to take cc students with above a certain GPA, via California law. Same with UT Austin.

Feb 2, 2010

Damn, shoulda transfered to Berkeley...

Always wanted to go there when I was a kid

Feb 2, 2010

Transferring from CC to target? Fucking lol.

You people do realize that it's hard to transfer from top public school to top private school? Some target schools are anal about switching majors/departments, let alone getting new students out of CC.

Feb 6, 2010

Gotta love the 3.2 juniors from Kent State (yes weelp, I'm talking to you you stupid mfker), Penn State, San Diego State, and [any other shit bubblefuck non-target non-flagship noonehaseverheardofyourschoolotherthanforhavingathirdtierbasketballteam state college] giving each other "helpful" advice

NEWS FLASH: NONE of you 3.2s from Kent State (weelp) will have a chance at breaking in. Networking for nontargets is for 3.9s from UNC NOT 3.2s from Kent State (weelp) or community college dropouts. No one in their right mind would ever help out a Kent State retard with a 3.2 GPA (weelp).

PS This is probably too complicated for you stupid Kent State 3.2s (weelp) to digest, but Wall Street is a movie not real life.

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Feb 6, 2010

Who is weelp?

Jan 20, 2013

I wonder where banker 718 is now ...

Feb 12, 2013
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