Zelle is f***king up - Alternatives?
I bank primarily with Capital One 360 and have been happy with it. First there was only Chase QP, but now everyone started using Zelle, and it was very convenient for me. I receive money and pay people with Zelle all the time. Yesterday, some work was completed on a property I manage around 10PM and I went to pay the contractor. I owe him $2,200 and their daily limit is $2K. That's annoying, but fine. People are cool with that typically. So I go to pay these guys their $2K last night and was going to send the $200 this morning. They say they can't send it because my phone isn't verifiable. I've had the same number for fucking 15 years and used this same process a bunch of times. I have to call them. OK so now I'm a day behind paying a contractor.
I just got off the phone with them. They had me on the phone for 45 minutes and I spoke with three people. The conclusion was that they fucked up on their end and have to reset my shit and I'll be able to send money 24 hours from NOW. Not when I originally tried even. So now the earliest I can pay anyone is tomorrow morning. And chances are, if they're fucking up now, they're gonna keep fucking up. This is the second time this has happened to me and they told me before they had whitelisted my shit. Now I need to drive like a fucking hour out of my way to maintain a good relationship with a valued contractor. So these guys are sticking their dicks right in my earholes and not even saying excuse me. I spoke with a manager and he's like, "Well, you can always overnight a cashier's check for $20." Fuck yourself, dude. And fuck Zelle. How much cash in the money market do you need for them to do what you want?
Anyway, rant over, fuck these guys, what are good alternatives? They've proven unreliable. Telling me about how they're going through changes and pendulum swings and shit? Son, iron your shit out before golive you fuckwits. You're playing with my money and that's no good.