+8 I never really get this model wrapper companies. At my MBB I almost exclusively use Claude / Cursor. Both are very good. I would say like a first year consultant. hansdieter1
+8 Something similar happened to me, but it was one of the new full timers. Are there any seniors you are close with? Doesn't even have to be VP+ level, but an associate you are chill with that can potentially raise a flag. Works at Other
+8 Banks understand that people lose their jobs, fail licensing exams, and interview while being unemployed. That’s nothing new. sleepygoat
+8 Echoing above, my sense is the convention varies, especially with it being an employer's/hirer's market (and employees have little/no leverage). Principal in RE - Comm
+8 The ubs director and executive director bonuses are so below street its insane.   Like several hundred k lower. Associate 2 in IB - Cov
+8 Determined
+8 Whatever you do, please do not listen to this person. Associate 2 in PE - LBOs
+8 Many such cases. Lots of MDs just lie and grift  Analyst 2 in IB - Cov
+8 Advisory was down, FRC got smoked, the biggest deals still go to real banks, and UBS keeps hiding behind “capital discipline” because “clients do not trust us with major mandates” sounds too honest. Analyst 2 in IB - Cov
+8 Pitch in an out of touch way to American business owners and management Analyst 1 in IB - ECM
+8 I'm OK if you swing and take chances. At least be up front and manage expectations. Associate 2 in IB - Cov
+8 Lmfao brotha I feel you, my gf of almost 3 years that I spent all of college with broke up with me before my internship. Analyst 1 in IB - Gen
+8 People don’t hate H1Bs - it’s a phenomenal program for the US and for talent abroad to get to come and work here. Associate 3 in PE - LBOs
+8 nah your good; you just have to get some practice in doing mocks.  johnsmith41_1
+8 Finance is an industry where people fail upwards. If your intern is a smart guy most likely in 5-10yrs his career will end up fine. Give him a chance. Analyst 3+ in IB - Cov
+8 Hah Half of all bankers are autistic IMO Associate 1 in IB - Gen
+8 Did he get the return offer newlymintedbooth
+8 Yes what a great strategy!  Rely on a workforce motivated by fear of having to move back to India and live around other Indians. Associate 2 in IB - Cov
+8 Getting true workout experience this early in your career is a great opportunity, especially at BB. Some of this probably depends on the split between CRE workout and traditional loan workout for sponsor backed borrowers. RCJ92
+8 Mane I’m not gonna hold you. You are leaving something out you just don’t get hit for a year for just using ai once you did it multiple times or you did it on something big. Intern in ER
+8 We don’t talk about our dishwashers in public  Senior VP in IB - Cov
+8 Associate 1 in PE - Otherlol, what makes you say that The red bumps  IsItREPE
+8 The real question is: Do you want to work for two years and no matter how hard you work on shit co’s end up recruiting all over again / having to re-establish yourself, likely ending up at a smaller first time fund or (ii) Associate 2 in PE - LBOs
+8 Dude is all you do shit post about UBS? Are you upset you got RIF'd? brunerrrburnerrr
+8 UBS M&A continues to abuse juniors only for crappy bonuses and no exits. The group is hell on earth with an  attrition rate to back that up. Analyst 1 in IB - Gen
+8 Trust me. They want to leave as well PitchKing
+8 Ditto what Larry David and CoffeeBong said. I did my MBA internship there. I learned everything I needed to from their platform in those 8 weeks. jarstar1
+8 Crazy how UBS use to be respected 5, 10, 15 years ago. CS acquisition was the biggest fumble of the 21st century Prospect in IB - Cov
+8 When the grouphead has a Napoleon complex well what do you expect Analyst 2 in IB - Cov
+8 Napoleon was a brilliant general who conquered large parts of Europe, let’s not diminish him here  Analyst 2 in IB - Gen
+8 What is causing UBS’s recent underperformance? I personally blame the death of Harambe in 2016.  Intern in IB - Gen
+8 That is genuinely one of the worst hardo questions I've heard, and it would annoy the shit out of anyone, especially in levfin. Goodwill is locked in at close. Associate 2 in PE - LBOs
+8 Associate 2 in IB - Cov
+8 Fair, Napoleon minus the winning part Analyst 2 in IB - Cov
+8 This is modern day slavery, why are you doing this? rpdwldn
+8 Totally agree about living below your means. It’s not even like you need to be a penny pinch a ton. Spending 3k instead of 5k on rent will save you $50k over 2 years and a lot more than that if you throw it in the market. Associate 2 in IB - Gen
+8 DDM itself is not the difficult part, but rather the operating build that leads to the dividends that end up getting discounted. I would describe a DDM as a DCF with "extra traffic"... Associate 2 in PE - LBOs
+8 It's a problem but not nearly as bad as a problem in tech. Xbox announced large scale layoffs of American workers, while simulatenously requesting more H1B slots. Either you need the workers or you don't. Associate 2 in IB - Cov
+8 The key is to always look solid and be on your game even when the going gets tough, since the analysts / associates around you will start to let themselves go as they get comfortable and work ramps up. AfterCarry
+8 Anonymous Monkey: this is easily incorrect. You are missing AllenCo, Liontree in tier 2. OrdellRobbie
+8 The path to partner at EB is not as easy as WSO makes it out to be, and those partners built their book and grinded at a BB for 20 years before having the opportunity to clip $5m+ after lateraling to an EB. Associate 1 in PE - LBOs
+8 Disclaimer: The above post is a paid advertisement. Claims regarding compensation, bonuses, and exit opportunities may not reflect the experience of the median UBS analyst. Prospect in IB - Cov
+8 My suggestion in that time frame is to grind Case in Point to memorize the frameworks and binge Matt Huang’s videos on YouTube.  Drizzle-Maker
+8 During my time in DL the easiest explanation to my foreign family is that I was indeed a bank teller. Prospect in Research - FI
+7 Adderall. NY Psychiatric Associates has done wonders for me. Virtual appointments and they make everything seamless. Associate 2 in PE - LBOs
+7 It's your fault for assuming an intern is going to be doing good enough quality work to where you will not be giving comments or not have anything to correct. Associate 2 in PE - LBOs
+7 Really good culture, hours, and exits. Analyst 2 in IB - Cov
+7 Patriot  Analyst 1 in IB - Cov
+7 Grubhub, DoorDash, and Uber Eats appear to employ a significant number of workers who may not have legal authorization to work in the United States. Associate 1 in IB - Cov
+7 Hey man, I'm a bit older than you and went through a somewhat similar situation when I graduated, so hopefully this perspective is helpful. Associate 3 in CorpStrat
+7 Not sure who asked. Go back to spreading comps Associate 1 in PE - LBOs
+7 WSO: “why isn’t our platform growing?” The user base: crazylifechoices
+7 I had a fellow intern take a wedding trip (like distant family member wedding with a similar timeframe of missing two days at the back end of the week. He got the return offer. seekinthealpha1
+7 Notice I said “unless you have an auditable track record.” That would not make it “not worried about it” level btw. It just puts it into “less likely to be a raging unmitigated shitshow” bucket. Benson Says
+7 Every summer analyst class has one intern everyone remembers. Ours was a kid who had just come over from Beijing. RobustEchelon12
+7 Also ignore the title... Analyst 1 in IB - Gen
+7 And people still think FIG pigeonholes you…  Associate 1 in IB-M&A
+7 Their strategy seems legit though extremely labor intensive. CEO in IB - Gen
+7 It’s a complete betrayal from all angles. Our government, businesses, and universities are all in on it. Associate 3 in IB-M&A
+7 Two extra Chick-Fila sauces and light ice on my drink lil bro. Your boy should’ve been more ferd if he wanted to get a return offer  LBOLegendChed67
+7 bro no one cares you work in a evil industry, especially when your a low level spreadsheet monkey, those same people watched the slave built world cup in 2022 and have stocks in companies running metal mines in the third w monkeynke
+7 https://www.instagram.com/reel/Da-zOa2xC4e/ Associate 2 in IB - Cov
+7 I can't disclose the full investor list, but I can say that our #1 investor and primary partner is HostBooks Limited. PokerSlopWars
+7 Hey, as someone who is not in the industry yet/starting recruiting next year, can you please explain why people are crying? alexcokke
+7 Why are we allowing corporations making billions in the US to abuse foreign labor and discriminate against Americans?   Analyst 2 in IB - Cov
+7 Have you ever been on the sell-side? It is incredibly stressful. BabylonLine
+7 Old SaaS primers are all dated, the business model of SaaS is changing rapidly in 2026 with the rise of AI. I don't have any reading recommendations, as I prefer podcasts. Associate 2 in PE - LBOs
+7 ILOVEBANANAS123
+7 Got a buddy who interns there (not saying which office). The firm completely went back on their “the return offer is yours to lose” thesis, assuming due to the IPO and AI. burner4737262
+7 Ignore the title. I’m much older. I know a lot about all of them. Associate 2 in PE - LBOs
+7 None really Associate 1 in IB - Gen
+7 You'll have a better sense as to whether the math can work, but it's clear most of the naysayers aren't actually homeowners in greenwich. Works at Citigroup
+7 Probably Mezzanine Financing by Luc Nijs? Otherwise I haven't heard / or I don't see the need to have an actual book for "hybrid solutions".  GS under Blankfein
+7 Nothing more stable than an empty pipeline. It’s stable as in not changing anytime soon… Associate 1 in IB - Cov
+7 but saar i vant to be in amrika saarrr Nurse Rahma Dikhinmabhatt
+7 UBS in 2020-2021 prior to CS was not GS/JPM/MS, but it was respectable enough (albeit kinda mid)  Analyst 1 in IB-M&A
+7 Finance and consulting "prestige" will impress other professionals, assuming you are in highly prestigious firms. GS under Blankfein
+7 Men like you are the reason why other men feel it’s okay to not only condescend to or in many cases straight up insult women without batting an eye. You think he was being a douchebag bc he likes her a lot? Benson Says
+7 you’re not conventionally attractive 🤓☝️see how stupid you sound u bitchless twat, it’s not like if I became more handsome she’d magically know how $10 of depreciation affects the three statements Intern in IB - Gen
+7 Look, setting aside a broader discussion of hikes, it's not great for a bond-proxy asset class for sure. Deals with a business plan of cap rate compression are screwed and have been for years. kylejackson
+7 this dude is probably working a back office job as an accountant for Nationwide insurance. LBOLegendChed67
+7 I'm cooking on excel Intern in IB-M&A
+7 This tracks. UBS keeps pitching us truly insane ideas that only look good when looked at from a surface level. Associate 2 in PE - LBOs
+7 This is completely false they pay way below street bonuses. Only people with exits are the ones who interview and get a spot before they even start at UBS Prospect in IB - Cov
+7 No, we are not. In fact, I am very anti-doomer when it comes to the job loss thesis. I would say the following: Associate 1 in Consulting
+7 but i dont get the premise, if they did do all those deals then what is gs tmt and ms menlo gonna do, theres no world where those banks dont get elite sell sides too, so no shit by logic Q will lose some mandates??? randomuser2727
+7 Associate 1 in Consulting has the right idea about how to use Claude Code. I've been using it myself in the same manner, and it works beautifully.  VP in PE - LBOs
+7 Don't need a doctor to tell you that you are on the spectrum, based on your post and your comments. Which is fine, but you just need to be more self aware. VP in PE - LBOs
+7 Anonymous Monkey: Junior Trader in PropTrad
+7 Congrats on not experiencing post-merger UBS! Analyst 2 in IB - Cov
+7 Partners want that sweet, sweet fee money even if they never sniff the promote.  CRE
+7 Congrats on still being able to feel something! Analyst 1 in IB-M&A
+7 Lmao analyst 1s are not getting paid 75k.  Analyst 2 in IB - Cov
+7 Analyst 1 in IB - Gen
+7 generating alpha48291It is not just because of me. I know at least another analyst wrote poor communication Associate 1 in IB - Cov
+7 Edited by AI for language purposes. Personal background is that I am at a older top UMM that is growing. Although I do not regret my decision, wish I would have joined a firm with a larger runway for growth. Associate 2 in PE - LBOs
+7 I heard analysts there keep disappearing. Not the place I want to be. Sketchy VP staffer. LordSlothmore
+7 Heard about 1/3 of their analysts were zeroed Prospect in IB - Cov
+7 What do the non Americans do? Associate 1 in IB - Cov
+7 In my naivety, I wanted to get into public equities precisely because I thought it was the area of finance least influenced by luck. Investment Analyst in HF - EquityHedge