+16 Tons of good advice so far and I'm sure more to come. I've definitely received a whole host of good advice in my career so it is hard to pick the best. CompBanker
+16 Travel: we love to travel, but the time is tougher to come by than the money. So no more budget travel, doing it up when we have the time has become commonplace. AllDay_028
+16 "Going Concern" "DickFuld" DickFuld
+16 QNA: Per your question "why should I care about my alma mater .....?" dm100
+16 Was at the superday for a F500 company. After all of the interviews were over for the day, they had a cocktail networking session for candidates to mingle with finance managers and directors from the company. thexfactor336
+16 Sure. Here’s a template: Dear Moelis Associate, kanon
+16 I think what we've seen through this thread are a few key themes. First, the decision on when and how to retire is intensely personal. brotherbear
+16 "FratterThanThou"I just worry with Real Estate that one day I'll get bored of working on the same old Acquisitions models and wont be able t CRE
+16 "GoldenCinderblock" Anyone been to iceland? Is it really dope and worth going to? Ever spent prolonged periods of time with in-laws? Layne Staley
+16 I won't argue that for most people, their proximity to other people, excitement, nightlife, art, culture, music, lends them to draw toward large world cities. Layne Staley
+16 18 years. I survived everything - the all nighters, the 530am flights, the red eyes, the crazy MDs, the crazy clients - and made a generally very happy life for myself in the industry. mergersandacquisitions78
+16 Because. 1) those weighing on on Chicago are arguing based on prestige and this idea that Michigan doesn’t come close to Chicago UG. Blank999
+16 Trump will not get the Nobel Peace Prize no matter how successful the resolution of the North Korea negotiations. eblofeld
+16 Potassium Nitrate. Don’t hate, it’s great. It can act as an oxidizer. I didn’t know that, but now I’m wiser. I'm actually a squirrel
+16 Reach out to ALL your relevant professional contacts and proactively take command of the narrative: "Hey! So, I took the plunge - I've left banking. Winnfield
+16 People like you are exactly the reason why banking has such a bad reputation. TechBanking2016
+16 This is going to sound harsh and I don't want to make you mad, but if I do I do. I'm also not attacking you, just giving you my observation. Based on your post and responses, you sound like you have a "victim" issue. rickle
+16 That's the best part of LA, you can pick whatever life you want - be a beach bum in Venice, sophisticated richie liberal in Santa Monica, be sceney in West Hollywood, yuppie in Brentwood, hipster in Silver Lake, live with itsanumbersgame
+16 Don't worry about dating. You're 24, your stock is going to rise. itsanumbersgame
+16 a) if you are in a situation like you described & don't want to partake and end up looking like a douche, try to go to the bathroom to avoid the whole ordeal. b) if you can't avoid the situation, fake inhale/drink the StaphyBone
+16 Almost exactly my story. 17.50 part time as a bookkeeper when I graduated in 2012 to IB offer last July, and quadrupling my salary in the process. wso_jz
+16 In his analyst days, a friend of mine was at a bank that sounds like a place bigger than a town. overpaid_overworked
+16 Aren't professional. Whyphy
+16 "TradeGreek" Cant you get a spray which makes all liquids run off the shoes? I dont know if this damages the shoes in the long term though. Isaiah_53_5 💎🙌💎🙌💎
+16 **1st college **= MAC school 2nd college = Community College trying to figure life out after injury ElBeElSimpson
+16 I would value Tesla at 0 and say that there is no model in the world that could accurately predict the proper value for the company. Here's why - the equity value reflects the insanity that is the cult of Elon Musk. Frieds
+16 Grow some balls and tell your friends to fuck off. Your finance club isn't the only way to show leadership, either. Take initiative and stop blaming your problems on other people. Kassad
+16 I think this is what companies like CoStar are trying to do. I find it odd you used MLS as an example though, given it's completely dominated by unsophisticated and hyperbolic brokers. CaR
+16 I don't think I'm naive. I think that having a high EQ, a unique personality and being articulate is a way to differentiate yourself from a candidate pool that's full of "capable kids". dedline
+16 Yet another promise upheld by the President. Positive trade agreements and Trump is rolling out this to other countries as well. Incremental improvement in trade benefits this country. Blank999
+16 Here's you: 'I haven't done either of these things yet I'm speculating based on random posts by people on the internet.' MonkeyWrench
+16 While HighlyClevered has fair advice on how to negotiate, I'll weigh in on whether you should negotiate. APAE
+16 A middle class tax cut is unlikely to happen. brotherbear
+16 A couple comments. Entity: APAE
+16 It means that the OP feels as though they were entitled to a slot since they are coming from a target. BreakingOutOfPWM
+16 I wouldn't say thinking of it as money at the end of the day is the right way to go about it. Chimp scampi
+16 I got my wife's ring through this site: www.77diamonds.com It's as close as you can get to wholesale prices and you get to fully customize everything. Ironuts
+16 I agree with above- Other People's Money by Bagali is a great read. Pug
+16 PE recruitment in Europe is much more competitive than in the US. As a matter of fact, there are less opportunities, with a similar number of bankers and consultants and a much lower number or alternatives (i.e. cruel3a
+16 In my experience, about half of the "pure" Energy funds (primarily based in Texas) do NOT use a headhunter, and actually rely much more heavily on references (through existing Investment Professionals' connections or via s r2d2_
+16 "BobTheBaker" Just more ammo for the socialist movement. CRE
+16 "anh116" KeyBanc is very strong in the middle market. Bullet-Tooth Tony
+16 Pre-MBA at LEK/EYP/S& here. I'll take a shot at this. The Nightman
+16 I have met a fair number of conflicted, angst-riddled women in my life, and you, madam, are in good company. brotherbear
+16 Somewhat similar to what others have said, I think there are five general components to going out on your own: Ricky Rosay
+16 ROLE: Real Estate Development Manager PRODUCT TYPE: Multifamily & Mixed-Use PROS: CRE
+16 To build on this I also think "invest in yourself" is a flowery way of saying "don't buy THINGS". FinancelsWacc
+16 I couldn't find a prior thread I've written on the subject so I'll just give you a novela here. thebrofessor
+16 Looked at a lot of these, as LA has a lot of 7,500 SF lots all over the city. What you can design is driven largely by parking requirements. Ricky Rosay
+16 Want to add some color though I think the above is a great great start. @secret_analyst
+16 It seems like a lot of your answers are very vague, I understand you want to stay anonymous, but for others to really benefit from your answers it’d be great to hear more specifics... clear view
+16 "dto180000" My relative was an Senior VP at WFB, so this kid probably just walked in one day with his CV/birth certificate and got the job. Ozymandia
+16 I don’t have a lot to say here - all of these places are good places to work. You have some forum vendetta against a few firms and others seems to be hyped more than they should Jim Bateman
+16 "PteroGonzalez" Why the mixed feelings? I feel like its a good email. Not pushy or gimmicky at all. Just telling you what's up . . Jamoldo
+16 "Lloyd BIankfein" 500 million viewers of NBA games in China and the NBA shouldn’t profit over the streaming rights to that so their GMs can BobTheBaker
+16 I think perception is different on these boards versus in real life. Lester Freamon
+16 That is the best part about owning the means of production. I can't believe how much I get paid to do nothing but make sure you little slaves do not fuck up. George_Banker
+16 It's actually more beneficial from a psychological perspective to come from a non-entitled background if you can make it into the arena because that individual is usually hungrier, hard-working, and has less life expectati InVinoVeritas
+16 Everybody who says this has not worked at a bank. Clocks
+16 It’s just not that exclusive. Even weirdo try-hards can land an IB job eventually (lateraling, Post MBA, etc) if they’re persistent enough. The only kids who are truly filtered out are ones that give up easily JSmithRE2010
+16 Thanks for the input everyone. Ended up accepting McKinsey for a few reasons: Prospect in Other
+16 Facebook is worse. Not even close. Most of the time my messages are unique INVESTMENT OPPORTUNITIES to provide full time RESIDUAL INCOME with part time hours. Pug
+16 goal setting is great, I just think you need to think long term as well especially for career, put the pieces in place for 5-10y out. where do you want to be? thebrofessor
+16 There's nothing wrong with the process, you were either not good enough compared to the other candidates in some metric or it's just that they liked someone else better for whatever menial reason they chose. Analyst 2 in CorpDev
+16 The difference is that one of the two major US political parties doesn't spread and legislate flat earth beliefs. The same can not be said for climate change denial. CRE
+16 This isn’t shocking or scandalous news, all firms expand and contract. They realign, they experiment and change concentration, they restructure, they reduce spending/perks/headcount. Happens all the time. InfoDominatrix
+16 Pay NYC: $85K USD Base Salary LDN: $64K USD (50K GBP) Base Salary browniverson
+16 https://www.wallstreetoasis.com/forums/how-do-you-signal-women-that-you… thebrofessor
+16 I wouldn’t recommend this for a few reasons: Investment Manager in HF - Macro
+16 Just do add some perspective. I have been through 3 recruiting cycles. Sophomore, Junior, and FT. In all three cycles I realized early on that networking was a waste of time. Analyst 1 in IB - Cov
+16 I think you have to set aside some of the core false premises that claim the U.S. health system is bad or broken. It's not only not bad, it's the best system in the world. I quit this site because of censorship
+16 The generational difference here is amazing. There are countless threads similar to OP’s and there are always several higher up guys telling the undergrad to ‘party’ and ‘enjoy’ his freedom or whatever. Intern in 
+16 Realistically no one knows what is going to happen, things are changing extremely rapidly. Do not trust any memo from HR at this point - it's not that they are being misleading but they just don't know. Quaneaser
+16 I couldn't let this fly from a "Prospect in IB" with just some MS. There is no reason someone should NOT be proud to go to Keybanc (before you start, I don't work in IB and have no personal dog in this fight). Masterz57
+16 Dave Ramsey is a financial guru for people with zero financial understanding. That's not an insult, but it is a reality. CRE
+16 I love this thread. Layne Staley, thanks for kicking it off. APAE
+16 The lack of offers was foreseeable... I wrote multiple times that the top tier banks have like 50-60% offer rates- so it would be impossible for them to extend FT to everyone. Incoming Analyst in IB - Gen
+16 Haha rude... Please. How quickly we forget that we all plan to walk away and use banks for 12-24 months. Newsflash, they are using you too. ChuckieSullivan
+16 “Record Breaking Prosperity” - whenever I hear stuff like this I’m perplexed. We had 2.3% GDP growth last year and growth was decelerating coming into this year even before COVID. AllDay_028
+16 It's actually amazing to me how many kids here believe they will be able to receive a FT offer for next year regardless of their performance in their summer internship. Don't believe your own litquidity memes... Synergy_or_Syzygy
+16 "Dr. Ozymandia
+16 It is interesting to me how many people cannot separate their personal annoyance with HR, or a specific individual who works in HR, with HR's value to a company or business owner. CRE
+16 It’s also important to consider the strengths and weaknesses of your personality / work style. Lead Left
+16 LOL Bye Felicia. Take the loans, take the internship, never look back. Who knows what else they will want to control in your life - where you will live, when you buy a house, who you will marry? Synergy_or_Syzygy
+16 I was still in college and had an informational phone call with an MD at a boutique bank. ChicagoPizza
+16 I’m going to give you a thought that I hope you take with you, forever. What other people think of you is none of your business. Literally. Shaynepunim
+16 In 2020, Blackstone / MS / GS have really fallen off their former high horses and the EBs haven't gotten as much traction as people originally thought they would. NuclearPenguins
+16 This is where being a Summer Associate was sick: some stuff was for all summers, but Associates got additional events and always first dibs on one-offs with partners. Associate 1 in IB-M&A
+16 Do you lift/have physical outlets to let out? Jacoby n Myers
+16 Nobody wants to hear this but it's worth pointing out that recruiting is the easiest part of the job. Synergy_or_Syzygy
+16 Before the interns who think this is Greekrank ruin this thread...Ive typed some thoughts below. Analyst 1 in IB-M&A
+16 Forget mid tier lol at top targets lots of people take good EB offers over any bulge bracket including GS/MS/JPM. Analyst 1 in IB - Gen
+16 Some quick thoughts to address some prospect fear given my vantage point at a EVR/LAZ/MOE/PJT. Mogwai
+16 Continue to go into tech and to a lesser extent, consulting. Synergy_or_Syzygy
+16 I think you're conflating three different questions - i. Will PE returns decline? ii. Will PE funds continue to exist? iii. Will PE professionals continue to make out-sized salaries / bonuses? Anonymous Monkey
+16 If the election was held today, it would be an utter blowout in Biden's favor. Developer in RE - Comm
+16 The third paragraph here is huge. I went to a semi-target, found out about IB for the first time fall of sophomore year, worked hard to get a BB SA... Analyst 1 in PE - Other
+16 So what you're proposing is that I put my paycheck into an E-Trade account that holds Fixed Income? Forgetting the market volatility for a minute, let's break this down. Frieds
+16 ouch - we're trying, we promise...countless Q&A sessions with top pros, active moderation to try and de-emphasize / mute these stupid ranking threads, more strict rules around being able to post anonymously, etc... WallStreetOasis.com
+16 Per profile I am a liberal arts undergraduate. I have a CFA and a CAIA. I would see the latter as a complement to the former, not a substitute. sbhadvice